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We see today how many banks just issue us a credit on the same shared limit with another card we have of them. THEY DON'T SANCTION ANOTHER LIMIT. Then why do they show as two separate entries in cibil making us overleveraged? This doesn't make sense. Afaik RBI also doesn't have any guideline...

Our dear CIBIL (part of TransUnion) has started a Rewards Program. It simply states that : Give 100 & Get 100. Refer a friend and earn upto ₹1500 for every successful sign-up. The points you accumulate (maximum 1500 points) can be redeemed to renew your own subscription. How it Works? Share...

okay in short In AUGUST 2024 BOB did an enquiry in my CIBIL account, I asked customer care about reason they said they've just checked (reviewed wrt the loan taken years ago) and hence generated cibil report they neither took any permission from me nor did I apply for any loan or bob card in...