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I asked some questions to CIBIL, CRIF, Experian and Equifax regarding some queries of mine. I received the reply from Equifax. Reply from others has not been received yet. Once I receive that, I'll update the same.

This new UI of One Score is dumb as F*! It clubs my Amazon Pay Later accounts from Capfloat and KVB into one! (Probably because they have same account number😂). I am able to access either one of them through CIBIL or Experian! Funny thing is that, customer support says that I should get it...

I have a 1 day late payment on my credit report in Feb 2022. It was wrongly marked by PNB. I am trying to get it removed but it is not yet removed. I have on-time payment ratio of 38/39 with 4.5+ years of credit history. But I'm thinking that what happens if they don't remove it? Will it affect...

Does anyone here have any idea of how long closed loan accounts and closed credit card account remains on one's credit report? Is there any criteria for removing closed accounts that were in good standing that is all payments are made on time and those closed accounts whose payments were not...

Share your credit score along with number of years since your first account opened (doesn't matter if it is closed currently) Update March 2023 CIBIL - 738 Experian - 802 Equifax - 702 CRIF - 560 Credit History - 1.75 Years