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Hey TFCians, The credit card chargeback system is one of the most important and useful features of a credit card. Whenever you face an issue with a merchant, and the merchant fails to resolve your issue in time, the chargeback system can step in to protect you. Here’s an example: On November...

Hey TFCians, It’s already December 4th, and can you believe it? We have just 26 days left in 2024! The new year, 2025, is right around the corner, and we all have our sights set on success and new goals. But let’s be honest—weren’t we thinking the exact same thing in December 2023? 😂 Before...

Hello TFCians, We’ve updated our article, “Best Credit Cards 2024 | Category-wise Credit Card Recommendations by TechnoFino,” to reflect changes up to November 7, 2024. With less than two months until the start of 2025, I’ll be posting the "Best Credit Cards 2025" on January 1, 2025, with...

If you don't travel a lot, cashback credit cards can be a very good option for you. Actually, credit card reward points offer great value if we use them to book travel. But if you don't travel, you have to convert those points to gift vouchers of different brands or you can convert points to...

Hello TFCians, It's December 25, 2023. We are just 6 days away from 2024. 2023 was full of action when it comes to credit cards. We have seen many credit cards go from being one of the best in India to almost useless, and we have also witnessed some extraordinary credit card launches in 2023...

Recently, several banks have informed their customers about a new policy regarding Dynamic Currency Conversion (DCC) fees. As per the terms and conditions, a 1% DCC fee will be levied by the bank in two scenarios: If you carry out a transaction in Indian Rupees outside of India. If you carry...

Hey TF Community members, I was thinking to ask you guys: What is the best credit card you have added to your card portfolio for 2022? What are the main differences between your January 2022 card portfolio and your December 31st, 2022 card portfolio? Let's start this discussion with my story...

Hello to all TF Community members, People often ask me how I manage to get 5 Axis Bank credit cards, 5 credit cards from Bob Financial, 3 from Hdfc Bank, 4 from IndusInd Bank, and so on. I always reply, "Everything is possible." You just have to try; you have to ask your bank. If you don't ask...

If you don't use a 3rd party app for paying credit card bills, then save this post for your future credit card bill payments. Here I'm listing all banks' official URL for paying their credit card bills. You can use net banking or RuPay debit cards to pay bills. Card Issuer URL For Paying...

Here I'm listing some good credit cards that you can use to pay your property rent and earn good reward:- Standard Chartered Ultimate Credit Card - Reward Rate = 2% -1.18% Proc.Fee Capping - No Capping Reward Type - Reward Points, Can be redeemed for luxury shopping vouchers BOB Eterna Credit...

Who doesn't want to hold premium credit cards with a high credit limit? Sometimes banks ask you to have a certain credit limit on your existing credit card before upgrading your credit card to a higher variant card. For example, HDFC Bank asks you to have a minimum of Rs. 8 lakh limit on your...

If you have one or two credit cards, then managing those cards are not that difficult. But what if you have more than 5 credit cards? In this case, I'd recommend you to maintain some Excel sheets for managing all your credit cards properly. I personally maintain 3 excel sheets for managing all...

Paytm has withdrawn platform fee for credit card bill payment via wallet. Now you can load your wallet via debit card and other methods and pay your credit card bill without any fees. It'll help hdfc bank millennia debit card users. You can load your paytm wallet 40k using millennia debit card...

Hey TFCians, Did you know that if a bank rejects your credit card application, you can still ask them to reconsider? For detailed information, watch this video on our TechnoFino YouTube Channel: Credit Card Application Rejected? How To Get It Approved | Application Reconsideration 🔥🔥🔥 In this...

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback. If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends...

Hello everyone, We are starting a new section "TechnoFino VIP Lounge" For Super Premium Card Holders. The section will not be indexed by any search engine, no thread/post will be visible to public/other forum members. A. To Access The TechnoFino VIP Lounge, You Must Hold Minimum One Credit...

Hello everyone, Which bank accept card to card application for new credit card? Check this list- To know more about Card To Card method, How to apply for a new credit card using card to card method, Watch This Video - How To Apply For A Credit Card Using Another Bank Credit Card

Hello everyone, Have you ever wondered how many credit cards you can hold per bank? here is the answer- Some banks offer one credit card & few banks issue multiple credit cards to their customer. Bank wise, per customer maximum credit card limit -

If you have a credit card from Onecard powered by IDFC First Bank, then Onecard (FPL Technologies Pvt. Ltd.) might change your service provider from IDFC First Bank to their other banking partners (hopefully Federal Bank). Check this email screenshoot- What is your opinion on this?

Hello every, The first credit card is special for everyone. We all remember the experience of getting our first card 😃 Let's share our first credit card experience... My experience- My first credit card was ICICI HPCL Coral, which I received in 2015. My home address at that time did not fall...