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I am intending to open an fd of 35000.....and I want to utilise that fd in increasing my chance to get pre approved credit card. I already hold bank of baroda premier credit card 1. Should I open a fd in icici.. And get platinum card on it....?? Will I get pre approved credit cards If I hold a...

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Suppose my card limit is 34000....and I spend around 8000 to order something...from any website.... Just to utilise my credit card amount... And just after bill generation cancel the order.... And get the refund in my credit card every month..... Will that be reported as credit ulilisation in...