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We all post how to get credit cards here . But sometimes we close existing credit cards and then regret later thinking it was a big mistake. Let's share our experiences so we can learn from them. My regret - Closing One Card as it was FD based. After using for an year closed it but then one...

While purchasing Amazon Gift card from Amazon using Hdfc Millennia on the payment page it showed merchant name as 'Amazon' but after entering otp and making payment it showed transaction successful at merchant 'Amazon Gift Card '. Will I get 5% cashback on this or not? Hdfc Millennia using...

As people say to keep credit utilisation ratio below 30% to not look credit hungry. But does very low ratio also have negative impact. Since past year I am paying 99% outstanding before bill generation and keeping 1% credit limit as bill. Say tor 1,80,000 credit card bill is 1000. Because of...