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Did somebody provide real pros & cons associated with add-on cards i.e (1) are Discount offers separately applicable on addon cards (2) are Lounge access is applicable on addon card if yes then its shared or separated (3) Will addon card help to build CIBIL score for family members on the name...

Can somebody provide the serviceable pincode of delhi-ncr for standard chartered credit cards.As I applied but got rejected even with already 5lac card limit.