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I shopped on Amazon on 3rd June and paid for the order using PhonePe BOB cc upi. I cancelled the order the same day. But haven't received the refund yet. Is there any different procedure to be followed if receiving refund on RuPay UPI? I contacted amazon for the same they're saying that at their...

By default, overlimit facility on OneCard is enabled. Yesterday I got pissed off when I got charged for overlimit facility instead of declining the transaction. I weren't aware that I have exhausted all my credit limit. So disabled it. My question is can they enable it without your consent ...