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  1. Tosh

    HDFC EMI Closure and Flipkart

    I purchased a laptop (yet to be delivered) from Flipkart using HDFC credit card (no cost EMI) would need some words of wisdom here Now my concern is that the same laptop is listed on Amazon for 167k while Flipkart listing was 130k. I doubt it was fake because Predator website redirect me to the...
  2. Tosh

    GPay Suddenly woke up from Slumber

    So I have been using GPay for years now and very frequently (multiple times a day) until July last year but never had any offers in there. Now I had stopped it as I don't do much UPI transactions. So recently used it again last week and today when I check I suddenly had offer for Axis Ace and...
  3. Tosh

    Federal Bank Credit Card

    Anyone having a federal Bank credit card and willing to help me buy a phone worth 40k please dm. We can get on a call during order if there are any transparency concerns and will send the money via UPI post order confirmation. Let me know if anyone is willing.
  4. Tosh

    Cred rewards disappeared?

    Is the section for reward for credit card payments disappeared? I am unable to see that and even post paying bill the summary page don't have the usual claim cashback button. Just some brand vouchers spin option. Also no question asked yesterday so my progress was guess and win was reset. Was...
  5. Tosh

    Payment Due - Query

    Credit limit - 150K Statement - 20k on October 13th Due date - November 2 Now, Is using my remaining credit limit before due date a factor in due amount. Say I spend 50k more on October 19th and pay 20k back on October 21 my dues are settled for previous month right? Since the 50k spent are...
  6. Tosh

    Credit card to BharatQR Payment

    Are there any other applications like GPay that allow making payments to BharatQR using credit cards directly, Payzapp requires, and its prepaid card and banking apps are using UPI to make the payment and not letting me choose a card as an option? Any alternatives to GPay, cannot add a card...
  7. Tosh

    C2C Applications

    1. How old does the card have to be to be eligible for C2C applications? 2. Best cards to apply using C2C? 3. Credit limit if approved? is it equal to the card used for application or any ballpark % of the credit limit? 4. Chances of approval higher in the case of offline or online? 5. Does the...
  8. Tosh

    Best backup credit card for when Diners Black isn't supported

    What credit card or combination of cards is best to have as a backup for situations when Diner's cards are not accepted? Need not be a super premium card. I am thinking of BoB Eterna + Axis Ace (waiting forever for the offer to appear in GPay). Most of the spending will be on utilities, online...
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