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Hi TFC'ians, This is the cooling period for all bank credit cards mentioned below. BankCooldown Period American Express (Amex)3 Months per card Axis BankNo Cooldown AU Bank3-6 Months BOB Cards6 Months HDFC Bank6 Months ICICI Bank6 Months IndusInd Bank3 Months IDFC First Bank6...

Hi everyone, Will we get rewards for spending more than credit card limit? For Ex, 1. If my Amazon ICICI credit card limit is 1.5Lakhs and I spend 2L on Amazon for laptop by paying 50K advance payment will I get 5% Cashback for 2L? 2. If my Axis Vistara Infinite card limit is 1.5 lakhs and...