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Sorry for the repost: Any credit card that can be used for getting lounge access at International terminal lounges within India (departure from India)? Please note this is not for international terminals outside India (got PP for that). Used Niyo earlier, but now they require 50k spend as...

Earlier I used to use Niyo Global for getting lounge access at International terminals for flights departing from India. Now that Niyo has been devalued (requires 50k worth of POS/Ecom transactions overseas for access), is there an alternative that I can turn to for lounge access?

Hi, I'm looking for a cc for lounge access for my wife and me (as most cards we possess have been devalued with spend based criteria for lounge access). We took around 12 flights each (domestic + intl) this year. Looking for something that won't have the hassle of spends in prev month/qtr. I...

I have a very weird problem over here. Since last year, all my credit card applications are getting declined citing bank's internal policy. I got the Apay cc in 2021. I took a home loan in mid of 2022. After that, I applied for BOB Premier, ICICI Rubyx, HDFC Regalia (c2c) and Axis MyZone...

Recently, my application for the ICICI Platinum Chip CC was declined by the bank. They didn't provide any reason, and asked me to retry again after 6 months. I have a CIBIL score of 786, monthly gross > 1L and have never ever defaulted on a payment, so I find it weird that they would reject it...

A lot of banks ask for ITR amount as a criteria for getting a credit card. Is ITR equal to my entire CTC, or is it based on the taxable portion of my CTC only (salaried with no secondary source of income)? Apologies in advance for the noob question. :/

I just noticed that @TechnoFino has AMEX SmartEarn, AU Bank Zenith and HDFC Diners Club Privilege credits cards as LTF. Any idea how we can get LTF versions of these credit cards? Was there any limited period promo offers for these earlier?

Hey @TechnoFino Is there a thread where we can post/check out limited period LTF offers for various credit cards? If not, can such a thread be created? Will be very useful for members to check out LTF offers at a glance. Thanks!