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  1. NikunjP

    Careful: International transection was successful without PIN or OTP.

    Recently I have made international insurance payment (in AUD) without OTP or PIN or physical card. When transection was successful without OTP, I was frightened. No physical card was used, just card number & transection was successful. When I enquired to merchant she said, we don't need OTP...
  3. NikunjP

    Popcorn & Beverages at Multiplex

    Is there any trick to save on Popcorn and Beverages at Multiplex? They are quite overpriced.
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