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its has been more than 1.6 years i had applied for free charge it got rejected as i had no cibil score than , how to reapply . when i check my cibil score in free charge app i shows your score can get you free charge pay later later still it show the old application , please tell me how re qpply...

I am planning to get mobikiwk zip pay later , if any has used zip pay later I want to know how was the experience was cibil reporting good .