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I have a classic account with hdfc, i went to bank to open a new account for my wife and include her under family banking, they told to first open a normal account by depositing 25k and only after 3-4 months they can make it a family account. Is this true, ideally a family account should be 0...

I have a hdfc classic banking account and want to open a new account for my wife under family account. Can I open a new account directly with zero balance and tag it to my account as a family account or will have to open an account by paying the minimum balance like 10k-20k and then club it to...