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  1. L

    ICICI bank account - website asks me to visit branch

    I was looking to open an ICICI savings account. but as soon as I click on open savings account on their website, instead of showing me the different variants of accounts and link to apply, I just get a web page asking me to visit the nearest branch. is ICICI always this difficult to deal with?
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    Anumati Account Aggregator to share financial information

    i was applying for a icici credit card on their website. at one step, they asked me to use an account aggregator (among anumati, finvu) to share my financial information like salary credit if the salary account is outside icici. i gave my consent, but this is the first time i am hearing about...
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    suggest a stable and non-fraud bank to open a savings account

    my recent interactions with axis have proven beyond a doubt that it will steal any and all of my money if possible. 1) they charged me for a debit card that they had already confirmed as 'closed'. 2) their pno denied any such thing and asked me to provide proof. 3) upon forwarding their own...
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    Axis charging debit card fees for closed debit card

    i had closed my axis debit cards last year in May. they had also reversed the charges and confirmed this via email. today my account is debited again for debit card charges. i have written to them again, but i genuinely feel that axis is committing fraud. be it closed debit card charges, not...
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    Citibank sale completion on 1st march

    just received an sms now from citibank that the aale to axis will be completed in 1st March and that details will be sent to my registered email id. but i have not received any email yet. if anyone has received it please let me know what i am missing. thanks
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    PAN showing not updated in SBI yono

    i have a savings account and i am trying to open an fd in yono app, but at the last page, i am getting an error, saying that "there is a mismatch in PAN at account and CIF level. please visit branch to rectify". i don't know how this happened as i hold the account for more than 10 years and...
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    SBI revised FD rates: how to invest in specific tenure (400 days)?

    effective today 15th Feb, sbi has revised fd rates. on their website, they have also mentioned that for a specific tenor of 400 days, the rate is 7.1%. but on yono app when i try to book an fd, i cannot see this option. see screenshot. can anybody guide?
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    FYI: Citibank deactivating accounts that didn't give axis merger consent

    https://www.thenewsminute.com/article/citibank-deactivate-accounts-without-proper-notice-customers-panic-173083 a read for anyone in this community was affected by the merger.
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    bug in HDFC app? tier downgraded temporarily

    preferred tier account here. i opened my hdfc app in the morning and created a small fd. after that i realised that it was showing my account as Standard tier. i took a screenshot and was about to send this to their team. but i logged in again and it is showing Preferred again. anybody else...
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    How to see details of FD matured through HDFC acct

    I have a savingsmax account. I got a credit today which mentions (principal and interest credit) in the statement. it seems one if the FDs have matured. I dont remember what the exact principal amount was, and I cannot find the details anywhere in the app. Can someone please guide me to the...
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    Liquidating HDFC SavingsMax FD to get higher returns

    The auto sweep out facility in savingsmax had created many FDs for me in the last year, with a duration on 1 year. from 1st Jan, the FD rates have increased. Is there any way by which I can break the previous FDs, without any premature breaking penalty? i plan to break the FDs and reinvest them...
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    interest rate: short term FD vs normal savings account

    hdfc savings account interest rate is 3%. FD interest rate is also 3% for FDs booked upto 30 days. I was wondering whether there was any particular advantage and situations in which people would make a 30 days or less FD.
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    hdfc preferred banking- family group questions

    can anyone share the process to add family members to family group under hdfc preferred banking, without visiting the branch? my virtual RM has left the process incomplete. i escalated to preferredbanking@hdfc who asked me to submit a request form by visiting branch or to give the form to RM...
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    Axis consolidated charges - what to do? 😡

    i just checked my savings account and found that axis is debiting consolidated charges every quarter, without even sending a debit sms. how do i avoid/reverse/minimize these charges? one quarter, it was 30 rupees, another quarter, it was 2 rupees. how are they calculated?
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    hdfc - difference between salary and nonsalary account for preferred tier

    i get my salary in hdfc account, but I have not converted it into a 'salary account'. i have preferred tier savings max account. does it matter if i convert it to salary account or not? if I did not have a preferred tier, would it have made any difference, apart from 0 balance?
  16. L

    How to open 2nd bank account in hdfc ONLINE

    i already have a savingsmax account. i want to open a regular savings account also. how can I do it online? my rm asked me to visit the branch.
  17. L

    hdfc savingsmax account questions

    savingsmax account comes with automatic sweep in facility. if i try to manually break the FD created by auto sweep out, it shows me a penalty of 1% due to premature break of fd. but if i transfer the amount to my own account in another bank, then the sweep in will trigger and fd will be broken...
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    HDFC InstaAccount opening: bad experience

    Has anyone opened the instaaccount completely from their home, as they claim? their vkyc always fails due to problem at their end, and their branch representative asks to visit branch and complete kyc, which defeats the purpose of instaacount. the representative then visits the home and...
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    Need suggestions: Citibank to Axis account migration

    Hi all, As citibank in India is taken over by axis, i am getting reminders in my citibank account to either give then consent for merging into axis, or closing the citibank account. i also have account in axis bank. i just now came across this piece of news: BusinessLine: Citibank tech...
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    Axis Bank: Escalation above PNO?

    is there any way to escalate above PNO level? i had a service request for bank account upgrade but the pno is responding like first level customer care with canned responses, without even reading the email.
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