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Which bank account would be the best considering minimum DC charges, 0 forex markup, minimum international ATM withdrawal charges, minimum charges for other transactions and best overall benefits out of these 3: 1. Indie by IndusInd 2. Fi Money 3. Niyo Equitas 4. Niyo DCB (Please add any other...

I'm planning to open a savings account in Axis Bank, mostly with a hope to get LTF pre-approved CC later on (not MyZone or Neo, but a higher variant like Flipkart Axis CC/Vistara Axis CC/Select/Privilege/Magnus CC and so forth). Do I need to open a higher variant account with Axis for this...