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You go to https://mycards.hdfcbank.com/ and login. Add your card if you haven't already You will see a banner like this, Limit will be shared and you need to spend 25k in a year to avoid annual fee.

My limit is 50k and I want to buy a phone on no cost emi which is around 60-65 , can I add excess balance just to put in on emi?

So this transaction wasn't even there in my last cc statement and it shouldn't be counted as it was failed croma transaction where money was deducted with no order details. I got the refund 2 weeks later after making calls multiple times. What should I do now? Is it even legal to adjust...

My card limit is almost nil as I am trying to show Max limit in my cibil. I made payment of 15000 through cred and after few mins tried ordering a phone. The transaction got declined because the money was never added into a card. Now my question is will they charge me for overlimit spending even...