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  1. vaibhav111

    Amex Payments via ICICI Amazon Pay Until BBPS Integrates with American Express

    Summary of Amazon Pay Wallet Charges & Cashback Amazon Pay Wallet Charges: Amazon Pay Wallet charges 2.36% on top-ups. ICICI Amazon Pay Card provides 1% cashback for Amazon Wallet loads. Effective net loss on Amazon Pay Wallet loads: 1.36% Transaction Calculations: IDFC Limit: Up to...
  2. vaibhav111

    Need Advice: Reapplying for Amex Platinum Travel Card After Closure

    Hey everyone, Looking for some guidance here! My dad recently closed his Amex Platinum Travel Card about 25 days ago (on 24th September). He had the card for over 5 years and now wants to reapply for the same card. (why he closed the cc cause he took upgrade offer for plat reverse when i told...
  3. vaibhav111

    Maximizing Rewards and Minimizing Charges for Big Transactions (Rent & iPhone Purchase) – Strategy Advice Needed!

    I’m facing a situation where I need to pay my 6-month office rent of ₹1.3L and am planning to upgrade to the iPhone 16 Pro by January 2025 (not sure if I’ll get the 256GB or 512GB variant so that the amount will range from ₹1.2L to ₹1.49L). I also have the Amex annual fee due on 18th January...
  4. vaibhav111

    Amex Bill Payment via Amazon Wallet or PayZapp: Have You Received Reward Points?

    Feel free to share your experiences! I'm curious if anyone has received reward points (RP) for paying their Amex bill using Amazon wallet (loading via debit card) or PayZapp. I used IDFC, but no points so far. Planning to check the MCC—anyone else had luck with this?
  5. vaibhav111

    Completed 4L Milestone and have 1L Payment in next day but only 11 months completed (plat travel)

    Can I call AMEX about four weeks before my dad's card's anniversary and request the 1.5L spend offer over 90 days?(3rd option for wavier) This way, my dad won't have to negotiate and settle for 50% instead of the full 100%. The card's anniversary is on the 20th of September each year. anyone...
  6. vaibhav111

    Amex LE through ITR (Manually Requesting it)

    So, I emailed creditlimit.review@aexp.com on the 11th to request a limit enhancement (LE) on my Platinum card. Now, they're asking how much I'm anticipating. I'm wondering whether I should ask for more or less. Currently, my Platinum card has a 1L limit, and my ITR is 18L. What should I ask for...
  7. vaibhav111

    Amex MRCC should I add in platinum Travel MR Pool Or Gold MR Pool?

    Above SS is of Dad's Amex Account, not mine. I need help here. On Platinum, I have 1.70 lakhs MR points. If I add the newly received MRCC to Platinum instead of Gold (initially that's what I thought), can I redeem 18k and 24k...? Both have different usernames to log in, but I don't lose Platinum...
  8. vaibhav111

    looking for prepaid card that allow in meta Ads manager (via Amex load should be supported)

    I run ads on Meta Ads Manager, and we can add funds via Paytm. However, this isn't an option due to charges of 2.5% to 3%. Additionally, Amex isn't supported. So, how can I use it for spending 1500 x 6 and 14,000 for a sweet 20k spend in one month? I do have Infinia, but for a 20,000/-...
  9. vaibhav111

    Tempted to apply for 2nd AmEx card (1st is mrcc FYF got in nov 27th 2022 under referral scheme)

    What are the chances of approval (in terms of duration)for a second Amex (Gold, in this case), and can I apply for one? I'm creating this thread because I'm confused by conflicting information on Twitter. In November, I saw multiple posts about people successfully applying for a second Amex...
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