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Hello all, I had begined my journey with ICICI FD based card then after few months closed and got APAY approved with 80k limit, in nov 2022, soon later I helped out friend to purchase a laptop of 72k out of CL 80K with 24 months EMI tenure, it's been 13 months, I got other card in these days...

Got a upgrade credit card offer in imobile app, and got mmt signature, paid joining fee later realised it got reversed today. Haven't used for 1re yet. So is it technical glitch or they made it ltf, I hold normal sb acc and apay card only , tried contacting cc long wait time of 30min still...