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  1. Patil007

    SBI card swap/change period

    Hi, I got SBI simply click card on dec 2022, As it is paid card and I want SBI card only for offers, so thinking of taking SBI BPCL card by swapping my simply click card. I always wanted SBI BPCL card as it is eligible for SBI instant discount offer and fee reversal spend is only 50K, but in...
  2. Patil007

    Is SBI Cashback card worth to take?

    I have ICICI APay, HDFC Millenia card and planning to take Axis flipkart LTF. If we spend 23K on SBI cashback then we can recover fee of 1180 Rs. post that will get profit. Instead better to use above LTF cards.
  3. Patil007

    SBI card cool off period

    Hi, I got one SBI card two days back. When I can apply for new credit card? After how many days/Months?
  4. Patil007

    Got SBI Simply click card today

    Finally, I got SBI Simply click credit card today and limit is 1,97,000 :). It was applied on CIBIL basis only as no documents were provided. I have bank account with SBI but during card application, I didn't provide the bank account details. KYC done by agent there itself during application and...
  5. Patil007

    SBI Card Protection Plan (CPP) forcefully applied?

    Hi, I had applied for SBI Simplyclick via Agent, and It is approved and got virtual card. But now continuously getting calls from SBI-CPP department, saying calling from Card Protection and You might have opted for CPP. Agent never told me this and I never opted it. It is forcefully applied on...
  6. Patil007

    SBI card approved, but need to degrade now

    Hi, I need BPCL card just to claim SBI instant discount offers. But in my office SBI desk was opened for credit cards and I had applied SBI simply click card 15 days before without document, it got applied on CIBIL basis only as that time my CIBIL was 801. They was selling only Simply Click...
  7. Patil007

    Instant discount on SBI BPCL card?

    Will I get 10% instant discount on SBI BPCL credit card? The agent from my nearby branch is insisting to take SBI Simply click credit card instead of BPCL. he is saying instant discount will not be there for BPCL card. I will prefer BPCL as yearly spend is 50K for fee reverse and Simply click...
  8. Patil007

    SBI verification process after credit card application

    Hi, What is the verification process of SBI if you apply for Credit card. 1) EKYC 2) Home verification 3) Office verification Any specific documents they verify.
  9. Patil007

    Card to Card or Salary slip for Higher approval chances.

    I am planning for SBI BPCL credit card apply. Which documents will be better for higher approval chances, Card to card or with Salary slip. Going to apply via branch.
  10. Patil007

    SBI Ola or SBI simply click

    I want at least one SBI credit card with me for instance discount offers. Will I get 10% Instant discount offer with SBI Ola money card? or better to go with Simply click.
  11. Patil007

    SBI Cashback vs Simply click credit card

    Hi, I want SBI credit card LTF. Approached SBI branch which has tie up with my Company, Told them If I open premium salary account, will you give LTF card at least basic Simply click. They refused 😅. There is no such criteria in SBI for LTF card, they said. Went to another branch near to my...
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