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  1. xfactcc

    Need advice, Navi CC bill pay failed later and got reported to cibil :(

    Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...
  2. xfactcc

    SBI CC late payment, is there anything we can do?

    Dear members, Recently I got SBI BPCL rupay credit card as additional card to my 1+ yo Cashback credit card as an offer was going on in app. The card was instantly approved and issued on 19 December, January 4 was the statement date, 23 January was the payment date. I rely on Cred to pay...
  3. xfactcc

    SBI Cards add-on card Zomato voucher offer

    If you are an SBI CC user you may have already received email about this offer, it does not seem targeted to me. I received several emails regarding this offer which basically states: Here is the detailed PDF of the offer TnC...
  4. xfactcc

    Got a card upgrade offer in SBI Cards app, worth it?

    Got this offer in the app. Is it worth it? I am a typical online shopper and prefer cashbacks over points/airmiles etc. Also, what does 'flip' mean in SBI's terms. Does it replace the card?
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