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I have not activated my SBI card or done any transactions with it, now when I am trying to submit closure request on SBI card app I am being told to clear the outstanding amount, which is the joining fee, before I can submit the closure request. Now my question is do I have to really pay the...

I have BPCL SBI card on Visa platform. I wrote an email to customercare@sbicard.com for conversion to RuPay network which was denied citing it is not possible currently. So I applied for IRCTC SBI Platinum card through SBI card agent specifically mentioning I want the RuPay variant. But again I...