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  1. gischethans

    Rejection of Kotak Credit Card Applications - do I stand a chance if escalated?

    I have been a Kotak Bank customer since 2011 and occasionally saw pre-approved credit card offers. I started applying for one only in 2021 or so. My account was also a salary account then. However, the issue is my applications were rejected citing internal criteria soon after the application...
  3. gischethans

    Kotak Credit Card - when does the CIBIL inquiry happen?

    In the hopes of getting the Kotak Urbane Rupay Card, I tried the direct link on the Kotak website to apply for it. I had to try twice due to screen refresh issues but each time I got OTPs to login and select the card based on income range selection. However, this card was not shown and as...
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