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So I installed onescore last month for checking credit score and instantly got pre-approved offer for one card (unsecured) never took it because the card is not of use to me. Now i got a notification that I am eligible for Lite version (secured) and the need to create FD. So can someone tell...

I registered on OneScore app yesterday to check my Cibil; as soon as I generated the reports got a notification for a pre-approved card. Haven't applied yet, I already have DCB, and that's my only card, is there any benefit in getting this card apart from the fact that it's metal and LTF? I...