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HSBC revamped their Cashback Credit Card back in December 2023, and I would say it stood out as an exception in a season of brutal devaluations. Since earning points for travel is becoming increasingly difficult, many people are shifting to cashback credit cards to enhance their value back. Now...

Credit cards can be a double-edged sword, offering great benefits to those who use them responsibly, such as earning reward points, airmiles, and hotel points, while also posing a serious risk to those who do not use them correctly. If used irresponsibly, credit cards can ruin you financially...