As of now holding:
AXIS Flipkart LTF
Sbi simplyclick paid
Rbl safari LTF
Hdfc millennia LTF
Idfc classic
AU xcite ace
BoB premier LTF
One card
Indusind legend LTF
ICICI coral LTF.
ICICI mmt
ICICI APay
Now what should be my approach should i avoid or apply SC , HSBC , Yes Bank, Kotak, Federal ...