PNB Application process for me goes like this :-
6 March 2023 - Applied for PNB card using 3 months payslip and 6 months bank statement, even though I didnt have ITR or Form 16.
7 March 2023 - Tried to complete VKYC, but no agent was connecting till 4.40 PM. Exactly at 4.45 PM, one agent got...