advice

My Amex Platinum Charge is up for renewal on 21st June 2025, and I could use some advice from those who’ve recently been through the retention process. Here’s my current situation: Approx. ₹35L spend so far this membership year Also holding an Emeralde Private with ₹60L limit, so the no limit...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...

Hey everyone! I recently got an interesting offer from IDFC First Bank, and I’d love to get your thoughts and experiences. Since I already have a credit card with them, they’re offering me a Zero balance AMB savings account but only if I set up auto-pay for my credit card from this new...

Suggestion for Sikkim Trip. We have planning in june. Give advice for good itinenary.

One of my friend (also a distant relative) reached out to me asking for his investment advice. He has shared his investment details with me and asked for suggestion or feedback. Since I am not very sure, I asked him to approach any financial planner. But I thought of sharing the details without...

Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

I’m planning a trip to Europe in mid-June and need advice on flights, hotels, and making the best use of my credit card reward points. Trip Details: My wife will be in Brussels for two months for work. I plan to visit for two weeks with my 5-year-old son. Departure city: Hyderabad (HYD)...

Hii I have tata neu plus card which is ltf it was approved in 15 th of November. In so many threads i have read about people tell to aquire core hdfc card. During my first application i was pre-approved for money back Indian oil and this tata neu plus and i had take neu plus card which seems...

Hi everyone, I currently have a DCB Plastic LTF, and I'm in discussions with HDFC regarding an Infinia Metal. The options on the table are: FYF (First Year Free) Regular First Year (with fee waiver conditions) Paid variant I would prefer not to upgrade my existing DCB LTF but instead get...

Hey everyone, I’m facing a strange issue with my SBI credit card. The card is active, and I’m using it regularly, but my CIBIL report incorrectly shows it as "Closed." # Steps I’ve Taken So Far: ✅ Contacted CIBIL customer care – They said they are just an information-collecting agency...

Hello everyone, I’m currently facing an issue with Axis Bank regarding my rewards account and would appreciate your insights on how to resolve it. Background: • My Edge Rewards account has been suspended because the bank alleges that certain transactions are non-personal. These...

I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...

So, I got the Samsung Infinite Card on 4th December 2024. This was the second time I got this card and Axis refused to credit the 30k reward points as the welcome benefit. I logged a complaint with customer care but they told me that according to MITC, welcome bonus is provided only once in...

Hello everyone, I opened an ICICI Wealth Management account back in 2018. At the time, I was told that depositing a certain amount would give me a lifetime wealth account. Over time, this has become my primary account for significant transactions as and when needed. A few weeks ago, I ordered...

Today, I visited my Bank of Baroda (BOB) home branch to close my existing PMJDY zero-balance savings account and open a BOB Super Savings Account, which offers a platinum RuPay debit card and requires a ₹20,000 MAB. To ensure a smooth process, I carried all original ID proofs, my PMJDY debit...

Hey guys, I need some advice. My CIBIL score dropped from 745 to 709 after a loan closure update. The only change in my report was that Asset Care updated my account from "Settled" to "Closed" on Feb 15, 2025. No other loans, credit card usage, or late payments were added. From what I...

Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...

Hi everyone, I’m looking for advice from financial experts regarding a debt consolidation loan. Here’s my situation: My friend and I started a business that unfortunately went into a total loss. Due to personal reasons, my friend won’t be able to contribute to settling the loan immediately...

Axis Bank credit card is getting rejected again and again. This is the 4th time. Now I will have to wait for 6 months again. CIBIL was also good 770 and no late payment bus utilization was 29%. And when I asked the customer care about the reason they said bank's internal policy. I am...

Hello everyone, I have been tried to apply for an IDFC First Credit Card for the past 2 years and everytime after filling Employment Details and Card2Card Details, the system throws error 'Sorry Unable to Proceed' and at the same time gets SMS as application rejected. Previously when I called...