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These days, we use many different apps, and almost every app has its own wallet. Whenever we get cashback or reward points, they go into the wallet of that particular app. This means our money or rewards are scattered across many places, instead of being in one spot. Apps do this on purpose...

If some credit card experts could prepare a comparative chart like this, it would be extremely beneficial for all members. This would serve as a quick reference guide whenever someone is planning a transaction or considering applying for a new card. Additionally, I welcome suggestions on adding...

Hi Members, I have been facing this issues recently from past 6 months + I need some guidance to resolve this issue wrt to my cibil score not factoring in all my accounts (credit card, loans, etc) - (0/6) It is just factoring in the enquiries I made for credit card, loan enquiry, but my active...

TF Folks, This post is regarding All Accor Account getting Hacked and process to unblock the account. There are many users reporting that their Accor accounts are getting hacked and points will be used later, Account will be blocked. Account will be hacked and you will not get any mail or...

As pointed out by @jay on X, Accor is running a promotion in Germany where you can earn bonus nights as follows: • 5 nights for Classic members • 15 nights for Silver members • 30 nights for Gold members CLICK HERE TO REGISTER Platinum and higher-tier members are not eligible for this...

Hi All, This my first post , pradon me if my question is silly. I had a idfc select credit card with upi activated , can I use this credit card to withdraw money from hitachi ATMs which provide a upi qr code to withdraw money instead of using a credit card. Will there be any charges or any...

Seems like AmEx wants to pause and look back into what they've been doing. They're pausing all new applications for the time being, probably for the next few months under the reason 'strategic business transformations'. This does not affect current users but only the new applications...

Last month was my AEP month and I did a transaction at 12:08am on 1st march. Wondering if it would be considered in feb or March considering it's so close. Any idea? Previous they used to consider all transactions till 6am in the morning. Also it is a usd transaction showing rate of 28th as...

Apparently all 5399 MCC (DISCOUNT STORES) are not eligible for 5% Cashback on HDFC SWIGGY CARD. Recently purchased gift cards from Maximize using both HDFC SWIGGY and SBI CB. But only received 5% cashback in SBI CB and 1% cashback in HDFC SWIGGY CARD. Is this correct?

Can someone please help me with a Zee5 Premium HD All Languages Annual Subscription Code at a giveaway price or at low cost? Thanks in advance.

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

Payzapp gyftr adding 2.5% processing charges on all vouchers. Hoping it is a bug.

Comprehensive Credit Card Guide First and foremost, I’d like to express my sincere gratitude to this community for sharing knowledge and spreading awareness about credit cards. Over the past three years, I’ve learned a lot and gained significant insights into the world of credit cards, thanks...

HDFC is testing new app. Looks cool.

can we use prepaid card for upi scan and pay?

I have 5 ICICI bank credit cards. 2 Coral cards: 1L limit (Shared) Amazon Pay: 1L limit 2 HPCL cards: 13.1L limit (shared) Is there a way I can get just one limit, 13.1L shared across all the five cards? if possible, what's the process cuz I called a customer care guy and he was clueless.

Incredible news for SBI IRCTC card holders! You will now on get points (as per time period) on the entire fare paid for all passengers on the ticket and not just only your fare amount! SBI Card has out of nowhere amended its Terms and Conditions to create this revaluation. As posted on the SBI...

Hi HDFC smart buy silently Devalued or removed the vouchers for reward points redemption. From my view HDFC removed following vouchers from smart buy portal Amazon Flipkart Swiggy Devalued following vouchers Amazon Prime GRT Tanishq Amazon prime vouchers devalued at 10 paise per reward point...

Can I choose to apply for any debit card from HDFC's master list of debit cards and have zero fees on the debit card if I am under Imperia banking? Branch guys say, there are only a handful of debits cards that are free under Imperia banking. Which ones, they don't know.