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amex card

  1. G

    Is now the best time to apply for AMEX card?

    I am planning to apply for an AMEX MRCC card. Are the new RBI regulations affecting credit card issuance rates? Will using a work email ID increase chances of approval? @BestBanker
  2. Mekala ManojKumar

    Need Urgent guidance

    Hi, I want to pay my navi loan emi from credit card(Amex MRCC) in Jiopayments utility section.yes I'm aware there is a convience fee,but I want to know is this transaction eligible rewards? In Amex MRCC t&c rewards are excluded from utility payments. But here I want to clarify is it applicable...
  3. kartikeyatandon

    Questions related to Dubai Trip

    We are planning a family trip to Dubai and require your assistance! new to this world of points/miles :) Have around 45k Amex points and a few points in DCB Metal. What’s the best way to use these Amex points for hotel bookings for a family of 4? How do Accor STEP/FORA/HERA work? Are there any...
  4. C

    Best way to apply for Amex card?

    I'm planning to apply for my first Amex card - Platinum Travel and was wondering what's the best way? Is it to simply use anyone's referral or more lucrative to go with CashKaro etc? Thanks
  5. chnleo

    I rejected my Amex Card!

    Last week i successfully got Amex Platinum Travel Credit Card but I have decided to dump the card without activating it. The reason being low Credit limit which i am not happy. When can apply again incase I refuse to take it?
  6. Hmmanwani

    Best way to pay rent using Amex card

    I have Amex Platinum Travel card, Infinia, Biz Black, Axis Magnus for Burgundy, ICICI Sapphire Please suggest me the best way to pay my office rental from these card so I can get the maximum points,
  7. S

    Amex card upgrade

    Hey Everyone, I am new to this group & probably the first time in an online community! I have been trying to research a lot on credit cards & how they work since last 8-9 years & learnt a lot through my mistakes as well! Now I have a healthy credit score & good limits. I own Amex platinum...
  8. beast_boy

    Got 4th Amex Card ( MRCC , Gold Charge , Platinum Travel , Platinum Charge )

    My relationship with Amex started Last Year Mid January with MRCC, even though my salary was not at par with Amex Platinum Charge Criteria nor my spends on MRCC were heavy apart from the Regular 1500*4 Spends , after 6-7 odd months Amex Started sending me upgrade offers for Platinum Charge with...
  9. J

    Amex cards are not accepted on housing.com anymore

    I found a post on x.com stating that housing.com has stopped accepting amex cards. Even the banner stating “Amex cards are now accepted” on housing.com is also removed from the app. I have personally not used it though but clearly amex doesn’t want users to pay rent using their cards...
  10. R

    Help needed for applying amex card

    New to this forum. I have been trying to get a amex card for a while, I tried once last year and got rejected. I have sufficient income proof. I have 3 CCs HDFC Regalia , ICICI Sapphiro & SBI Cash Back. I have 7 cibil enquiries in last 3 years which includes home and car loan queries and...
  11. Rahezad0806

    Help applying amex card

    Hello everyone. I have been rejected twice by amex last year for reasons unknown. As of now I have 4 cards from axis, 3 from HDFC and 1 from ICICI. The highest limit being 260k from ICICI. My CIBIL is over 750 and I am self employed. My latest ITR is around 10.9 lac. Need suggestions for which...
  12. mayanksomaiyaa

    ICICI EMERALDE AMEX CARD BMS CASH BACK AMOUNT NOT CREDITED.

    I Have Done Transaction On Book My Show On 29th july But I have Not Received Any Cashback On The Same. What Is The TimeLine For Cash Back ? 60 Days Or 45 Days.
  13. rajatgaur

    AmEx Card working with incorrect expiry date and CVV

    I have AmEx Platinum Travel Credit Card. Recently, I noticed that the card is working with just any CVV and/or expiry date. Is this expected with American Express cards? All other bank cards were declined with incorrect CVV/expiry date. Can someone here confirm if this is the case with all AmEx...
  14. RajS

    Bill generated for Amex card which is yet to activate

    Hi I recently got Amex platinum travel card and is yet to activate. Also, i am not planning to activate. Still the joining fee is postes in statement generation. What to do? Will i have to pay joining fee? Dear Customer, your statement for AMEX Card **********31230 has been generated. Total...
  15. aayush_jain

    Amex card at non serviceable pin code

    Hi, I am looking to get a Amex card but I am residing at a non serviceable pin code. Any way to get it without updating the address in Aadhar. I am already holding HDFC Infinia. @BestBanker
  16. U

    Can I get my 3rd AMEX card i.e SmartEarn

    I already have 2 cards. MRCC and Platinum Travel...I think SmartEarn is also a good option as fee waiver criteria is only rs. 40000 which can be easily achieved by me by spending Rs. 1000 monthly in Amazon and Rs.2500 Monthly in Blinkit. My question is Will I get that card if I apply it?
  17. TOUSIFAHMED

    confusion regarding amex card apply after rejection

    on june1 2024 i applied smart earn credit card & on 5th got rejected as my itr was 4.8lakh(i am self employed). As per rule for 90 days i am not allowed to apply. but on 3.8.2024 i recieved call saying from amex & gave me my detail & told me to apply Membership card . For now i have adhaar of...
  18. D

    When is the Ideal time for applying Gold charge card as 2nd amex card?

    I applied for Amex MRCC 10 days ago , got approved yesterday. I’m also interested in opting for Gold charge card to maximise the benefits.should I apply it within a week or should i wait for 2-3 months? in which scenario I have better chance of getting the gold card? I’m getting different...
  19. D

    Ideal scenario to apply forAmex Gold Charge as 2nd amex Card

    I applied for Amex MRCC 10 days ago , got approved last week. I’m also interested in opting for Gold charge card to maximise the benefits.should I apply it within a week or should I wait for 2-3 months? in which scenario I have better chance of getting the gold card? I’m getting different...
  20. V

    Paying House downpayment via Credir Cards

    Hello I have recently purchased a property and I've to pay total of 10% as downpayment. Initially paid 5% via cheque (as it was during the time of booking, had no choice) and I'll be intimated to pay next 5% soon via their property App (Godrej Properties). The 5% i.e.. Rs.6.5 lakhs I'm...
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