Hi Everyone,
First of all A Very Happy New Year to all the forum members and anyone who stumbles across any of these threads.
I am going to list out my credit card power user journey that I've started in 2024, and how I've become, IMO, a power user who'll be going places.
I've got these new...
i saw many posts of ppl here and on reddit saying they got amex cc like smart earn and mrcc with no income documents by choosing the student option
i have one friend who also got mrcc by choosing student with 25k limit
is it possible to get gold charge card by choosing student or not...
I started an application for an AMEX Platinum Travel Card and a Charge Card without using a referral link. Later, I realized I needed a referral link for better benefits. When I tried to reapply with a referral link, I received a message stating my application could not be processed because my...
So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...
I recently applied my first AMEX CARD (MRCC) and I made a mistake. I didn’t use referral.
Now its first year fee is ₹1000 and from second year onwards ₹4500
Card is about to deliver soon
Is there any trick or method to make it first year free and from second year onwards ₹1500
Or should I...
Hello
I have an Amex Platinum and Gold charge cards. Why am I unable to view detailed statements on CRED for Amex charge cards?
Are there any apps out there which shows detailed statement balance like CRED does for non amex cards.(Min Due, Total Due, Statement Due) Cred doesn’t have the ability...
I have a query regarding Amex Gold Charge Card Return% is the following calculations correct?
1000 * 6 transactions Amazon GV(AGV) purchase = 6000 INR monthly which gives 1000 bonus MR per month
5x multiplier AGV purchase on Amex Rewards Multiplier portal for above 6000 INR transaction -...
I have been using Amex Gold Charge Card for 11 years. First 8 years I got unconditional full waiver. Last 2 years I got full waiver on spending 60K in 90 days.
This year it has become tougher. First time I called after statement was generated I got 3 offers:
50% waiver
Pay 100% and get 10,000...