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annual

  1. jr001

    Question about PNB FD-based credit card and “Minimal Annual Fee”

    So there are a few FDs in my mom’s name at PNB, and I figured since I don’t have a credit card with them, I might as well get one against the FD. But now I’m confused about this “Minimal Annual Fee” thing they mention. Anyone here who has an FD-based PNB credit card-can you confirm what the...
  2. M

    RBL annual voucher of 5k on 5L spend .. what does annual means here?

    RBL annual voucher of 5k on 5L spend .. what does annual means here? Is it calendar year or from the date of activation one year
  3. T

    DCB HDFC Diners Black - Within how many days we need to redeem annual benefit?

    Hi friends. I received annual milestone on my HDFC DCB on 25-Sep. Within what date do I need to redeem them so they they do not get lapse?
  4. Rkr

    Pro Tips to Make a SBI Card Life Time Free

    Pro Tips- Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make...
  5. Manav24

    DCB Tips to save Annual fee?

    Hi, My annual fee for DCB is due in Dec first week, I need to spend 1.5 lac in next 2 months to reach 5 lacs but I have no big upcoming spends. What are my options to spend? Wallet load and back to bank? Any other tips? Thanks
  6. raghav_mri

    Axis Credit Card Anyway to not to be charged with annual fee

    I have a Axis Flipkark credit card which has a EMI running of ~370, My last payment of the EMI is next month but the problem is my annual fee will also be charged next month. I want to close the card. Is there any possibility that if I pay the EMI an don't want to get charged the annual fee as I...
  7. TripleAce

    TechnoFino Giveaway Contest 🔥

    This THREAD is created for periodic GIVEAWAY CONTESTS. Any member who wants to giveaway his / her coupons can post here and make a contest out of it to make things more winsome & engaging. To start things off, I’m initiating the first contest. Amazon Prime Annual Plan Voucher (RSDC) To...
  8. N

    My spent on credit card higher that annual income. Please help me 🙏

    My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?
  9. mohnishkhl

    Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?

    Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee? Currently I am holding HDFC Regalia, SBI BPCL Octane, APay ICICI, Kotak Royale, Flipkart Axis, HDFC Swiggy, Axis AMEX, ICIC I Coral, HSBC Platinum - All are LTF HDFC Tata Neu Infinity Rupay - Annual fee spend based...
  10. Hedgewar

    Bank Annual Income threshold limit - Do credits and debits both count ?

    Namaste 🙏, I have provided 3-5 lakhs as Annual Income while opening an Online Zero Balance Account. I want to make sure I do not do too much transactions that will exceed my declared income level. So if I have total 3 lakhs as credit transactions and 3 lakhs as debit transactions, have I...
  11. H

    Offer Fulfilled! Fastag Annual pass available to purchase

    Hi All, Fastag Annual purchase is live now in Rajmargyatra app. Android version: 3.0.0
  12. Dhruvit.S

    Crunchyroll Mega Fan Annual

    I am hosting Crunchyroll Mega Fan Annual Plan Crunchyroll allows 4 simultaneous screens so 4 slots will be made available 475/4 =118.75 I will be creating a whatsapp group for updates. Interested folks DM. 3 slots available.
  13. rounakr94

    Will SBI charge annual fee after card closure?

    Today I closed my SBI Credit card. I have received the NOC/No Dues Certificate on email. Before closing the card I tried paying the AMC but billdesk was not allowing me as payment above ₹0 was not allowed. The AMC charged on my account are levied on August 13th of every year. So will I be...
  14. Dhruvit.S

    Microsoft 365 Family Annual Plan

    Hey, I am planning to setup Microsoft Office Family 365. What do you get in this? 1. 1tb Onedrive per person (6TB per family, all data remains seperate) 2. Microsoft Office Products (Word, Excel, PowerPoint) 3. Clipchamp Premium 4. And host of other products Price: 8199/6 = 1370 per account...
  15. great

    How to check annual spends on credit card . All banks

    My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit) Whats the way to check annual spends in cards, request to update for all banks Axis - available in app
  16. BK7

    Looking for Travel Credit Card Recommendations (70K Salary | 3–4L Annual Spend | Aim: Airmiles)

    Hi everyone, I'm planning to get a travel-focused credit card and would appreciate some suggestions. Here are a few details about my profile: Monthly Salary: ₹70,000 Annual Credit Card Spend: ₹3–4 lakhs (includes insurance and fuel) Primary Goal: Accumulate air miles for future travel A few...
  17. sunit123

    500 Rs off on Annual Amazon Prime Membership under Prime Day Sale Offer

    My prime membership was due for renewal and today i received Rs 500 off on annual membership i.e. Rs 1499 membership is being offered for Rs 999 under prime day offer sale
  18. akgwaits

    Suggest CC(s): >=20L annual forex spend, domestic spend <=1.5/2L

    Hi, my family is outside India while I'm working here in India. I have a requirement of spending 20L+ in forex transactions, while domestic spend will be very minimal (10-15k max monthly). I do have a rent payment 23000/- every month however I'm not sure if I should put this on CC given almost...
  19. ydvsum

    Best Credit card for net salary of 2.9L per month and Annual CTC of 50L+

    What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits
  20. M

    Govt announces FASTag annual pass at 3000 per year

    Hey everyone, Just saw the news that the government is rolling out a FASTag annual pass for ₹3,000 a year. Honestly, this sounds pretty interesting, especially for those of us who hit the highways regularly. I’m curious—do you think this is a good deal? Will it actually save money for frequent...
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