This THREAD is created for periodic GIVEAWAY CONTESTS.
Any member who wants to giveaway his / her coupons can post here and make a contest out of it to make things more winsome & engaging.
To start things off, I’m initiating the first contest.
Amazon Prime Annual Plan Voucher (RSDC)
To...
My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?
Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?
Currently I am holding HDFC Regalia, SBI BPCL Octane, APay ICICI, Kotak Royale, Flipkart Axis, HDFC Swiggy, Axis AMEX, ICIC I Coral, HSBC Platinum - All are LTF
HDFC Tata Neu Infinity Rupay - Annual fee spend based...
Namaste 🙏,
I have provided 3-5 lakhs as Annual Income while opening an Online Zero Balance Account. I want to make sure I do not do too much transactions that will exceed my declared income level.
So if I have total 3 lakhs as credit transactions and 3 lakhs as debit transactions, have I...
I am hosting Crunchyroll Mega Fan Annual Plan
Crunchyroll allows 4 simultaneous screens so 4 slots will be made available
475/4 =118.75
I will be creating a whatsapp group for updates.
Interested folks DM.
3 slots available.
Today I closed my SBI Credit card. I have received the NOC/No Dues Certificate on email. Before closing the card I tried paying the AMC but billdesk was not allowing me as payment above ₹0 was not allowed. The AMC charged on my account are levied on August 13th of every year.
So will I be...
Hey,
I am planning to setup Microsoft Office Family 365.
What do you get in this?
1. 1tb Onedrive per person (6TB per family, all data remains seperate)
2. Microsoft Office Products (Word, Excel, PowerPoint)
3. Clipchamp Premium
4. And host of other products
Price: 8199/6 = 1370 per account...
My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit)
Whats the way to check annual spends in cards, request to update for all banks
Axis - available in app
Hi everyone,
I'm planning to get a travel-focused credit card and would appreciate some suggestions. Here are a few details about my profile:
Monthly Salary: ₹70,000
Annual Credit Card Spend: ₹3–4 lakhs (includes insurance and fuel)
Primary Goal: Accumulate air miles for future travel
A few...
My prime membership was due for renewal and today i received Rs 500 off on annual membership i.e. Rs 1499 membership is being offered for Rs 999 under prime day offer sale
Hi, my family is outside India while I'm working here in India. I have a requirement of spending 20L+ in forex transactions, while domestic spend will be very minimal (10-15k max monthly). I do have a rent payment 23000/- every month however I'm not sure if I should put this on CC given almost...
What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits
Hey everyone,
Just saw the news that the government is rolling out a FASTag annual pass for ₹3,000 a year. Honestly, this sounds pretty interesting, especially for those of us who hit the highways regularly.
I’m curious—do you think this is a good deal? Will it actually save money for frequent...
Hi everyone,
I’m looking for advice on an ongoing dispute with SBI Card about the annual fee for my SBI Aurum card. Here’s the situation:
Background:
Card Upgrade: I upgraded from SBI Simply Save to SBI Aurum in May 2025.
Annual Fee Charged: On May 17, 2025, SBI charged me Rs. 9,999 + GST...
I own a cashback/live + card & I spent 1.96L last year, I was just 4k short of 2L annual milestone for annual fee waver, so I thought maybe they will wave it if I ask nicely on chat, so I just asked and they denied. I have perfect record of bill payment with them (and all other cards). Should I...
Hey everyone, I recently got hit with the ₹3,000 + GST annual fee on the RBL World Safari Mastercard, despite heavy international usage last year and wanted to get advice on next steps.
Here's a quick summary of what’s happened so far:
I used the RBL World Safari extensively for international...
The SBI cashback card completed 1 year last month. I had used it considerably more than 2lakh over the past year which makes me eligible for the spend-based waiver for the annual fee. As a regular practice I was checking the spends in the statement generated on May, where I found that SBI has...