annual fee

I got my axis flipkart on 22 of May. I am thinking of closing the card. When will they Charge annual fees? When do you guys recommend closing?

So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...

Hello Guys, FYI post, recently got charged with Annual fees (1499 + 269 GST) on my Neu Infinity Card as spends criteria was not met for auto fee waiver. Requested customer care to close the card since I already hold Infinia & DCB; but bank offered fee reversal as one time gesture. But declined...

Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...

Today, by chance visited the diners club privilege pag on hdfc website. Saw the annual fee as ₹1000. “Joining/ Renewal Membership Fee – Rs. 1000/- + Applicable Taxes. (revised fees is effective from 13th November 2024 onwards)” So I checked the MITC, it is also showing ₹1000. Previously it...

I have been charged an annual fee on my PNB select Rupay card for Rs 750+Gst. Although the criteria for waiver is "if card is used one in a quarter" I have used the card for online transactions multiple times. No reply to the email, on enquiring customer care, he told, it should be swiped at...

How is 1 year calculated in case of charging annual fees for SBI credit cards (or any other bank's credit cards)? Is it calculated from the date of card activation or the date of 1st statement generation?

Hello TF members, I got the Kotak Myntra card in Jan'2024 month and completed 1.15L spends till now (Requires 2L spends to officially waive off annual fee). As one year is about to complete, I am planning to close my card as I do not want to pay the renewal fee, can you all suggest if Kotak...

annual fee for add-on cards an annual fee of ₹199 will be charged for each add-on card on its anniversary. this fee will apply to all existing add-on cards with no spend-based waivers available. updated late payment fees you will be charged up to ₹1,300 in late payment fees for outstanding...

Does anyone know how to check whether your card is lifetime free or chargeable. Or anyone have faced any situation where axis have charged even after providing cards LTF. I have seen a post where HDFC is charging despite offering their card LTF.

My Amex Plat Travel is due for renewal next month, called customer care to close the card because I don't want to pay the renewal fee of 5000+GST. They offered 3 options as below to retain my card account- They will reduce the fee by 50 %, i need to pay 2500+GST for renew They will waive the...