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bank

  1. harshitharlalka

    Indian Overseas Bank : Inward Foreign Remittance Experience
    Threadmarks: IOB forex remittance

    tl:dr; Wire transaction completed in <24 hours, USD-INR conversion rate just 17p below IBR, best conversion rate and least fees across all other banks Timeline : Skip to Act 2 if you already have an IOB account Act 1 : Opening account without visiting the branch > 23 Oct (Thu) : Opened IOB...
  2. A

    Emirates NBD to invest $3 billion in RBL Bank for 60% stake; largest FDI in financial services

    Emirates NBD to invest $3 billion in RBL Bank for 60% stake; largest FDI in financial services: NEW DELHI: In one of the largest-ever FDI in Indian financial services sector, UAE-based Emirates NBD Bank and RBL Bank Limited has announced that their respective Boards have approved definitive...
  3. A

    (Back again) RuPay JCB Debit/Credit Card - 25% cashback on Indonesia, Malaysia, Singapore, Japan & Philippines

    (Back again) RuPay JCB Debit/Credit Card - 25% cashback on Indonesia, Malaysia, Singapore, Japan & Philippines: Offer valid - October 15, 2025 – December 31, 2025. RuPay JCB Cashback Campaign on PoS transactions - Applicability The Offer shall be applicable only for RuPay JCB Global Card...
  4. newmakerhere

    Kotak Bank- Festive Spend based offer 2025

    Received an SMS from Kotak Bank today for a festive spend promo: Flat ₹1,500 cashback on achieving ₹22,000 net spends on Kotak Credit Card within the offer window. Categories covered: Shop, Dine, Travel & more. Enrollment required. Offer Details Enrollment window: 1 Oct 2025 – 31 Oct 2025...
  5. A

    Now UPI AutoPay on RuPay Credit Cards Launched

    Now UPI AutoPay on RuPay Credit Cards Launched: The new feature enables users to set up UPI AutoPay with RuPay Credit Cards, providing a credit buffer that reduces subscription failures and ensures uninterrupted recurring payments, offering a more reliable billing experience for both users and...
  6. A

    Net Banking 2.0 (officially called "Banking Connect") launched

    Net Banking 2.0 (officially called "Banking Connect") launched: Watch this YouTube video starting at 49:00 (for full info and partner banks name, payment gateways etc) 1) Demo Video From Mobile App starting at 51:40 - 2) Demo Video From Desktop+Mobile App via QR Code - 53:36
  7. A

    DCB Bank & OneCard launch Visa/RuPay Credit Card

    DCB Bank & OneCard launch Visa/RuPay Credit Card:
  8. H

    Can SMS charges be made off in AU bank ?

    1. Is there any option in app/NetBanking? If yes, Screenshot is appreciated. 2.Is customer care supportive to turn off on call and if yes , after that charges r stopped or not? 3. After turning off is charge also stopped or not ? Recent cases r more welcomed . 4.Pls tell when u did turn off and...
  9. A

    China UnionPay Card Statistics 2025 | Ever wondered why China hasn’t launched UnionPay cards in India yet ?

    China UnionPay Card Statistics 2025 | Ever wondered why China hasn’t launched UnionPay cards in India yet ? No doubt, India won’t repeat the same mistake it made more than four decades ago by granting Visa and Mastercard licenses in the country. But when it comes to talks between India and...
  10. ashakantasharma

    Fraudulent Legal Notice Sent on Behalf of Axis Bank – Criminal Impersonation, Mental Harassment & Violation of RBI Recovery Guidelines

    Respected Sir/Madam, I, Mr. Asha Kanta Sharma, am in receipt of a so-called “Legal Notice” sent to me via email on 29th September 2025from the following email address: Info@ks-legal.in This email purports to represent KS Legal & Associates, claiming to act on behalf of Axis Bank Ltd. by Axis...
  11. A

    Here List of All Domestic Card Networks by Country

    Here List of All Domestic Card Networks by Country: While global giants like Visa, Mastercard, Amex, Diners Club dominate the international payments landscape, many countries have developed their own domestic card networks to enhance financial sovereignty, reduce transaction costs, and promote...
  12. A

    MobiKwik RuPay Select Credit Card With RuPay Select Benefits Coming Soon

    MobiKwik RuPay Select Credit Card With RuPay Select Benefits Coming Soon:
  13. A

    Now Visa/Mastercard target individuals if you say something against USA (Mastercard has blocked a Brazilian Supreme Court judge’s transactions)

    Now Visa/Mastercard target individuals if you say something against the USA (Mastercard has blocked a Brazilian Supreme Court judge’s transactions): Alexandre de Moraes is a Justice (judge) of the Supreme Federal Court (STF) of Brazil. The cancellation of a Mastercard credit card issued by...
  14. J

    Japanese bank becomes the single largest shareholder with a 24.2% stake in Yes Bank

    Japanese banking major Sumitomo Mitsui Banking Corporation (SMBC), which has already completed a 20% stake buy in Yes Bank for Rs 13,483 crore, has said it will pick up an additional 4.2% stake in the bank from an affiliate of Carlyle Group for Rs 2,850 crore.
  15. A

    Net Banking 2.0 may be launched next month

    Net Banking 2.0 may be launched next month: HDFC Bank, Axis Bank, State Bank of India (SBI), and AU Small Finance Bank — along with several online payment aggregators are expected to go live next month on a new system for interoperable netbanking transactions. The platform is being developed...
  16. A

    Scapia YES BANK Midas Credit Card

    Scapia YES BANK Midas Credit Card: All benefits are same, nothing special.
  17. Ram1

    Indian Bank - FYF & LTF RSDC

    So inspired by @zomatoo , Opened account in Indian Bank. Asual my psu story, it turned out to be worst experience. Account variant 1: IND Pro Silver 25k mab No sms charges FYF Rupay select dc Account variant 2: IND Pro Gold 1L mab LTF Rupay Select dc Myntra 250gv ( i guess its quarterly) BOGO...
  18. ashiquetvr

    Disappointed with ICICI Bank – Privacy breach & poor support

    I wanted to share my recent experience with ICICI Bank which left me very disappointed, especially as a long-time customer. A few weeks back, I applied for a loan through ICICI. Shockingly, within a day of my application, I started getting 30+ calls from other banks offering me personal loans...
  19. Ram1

    Phishy email from axis bank - Seeking clarification

    Hii, Received email from axis bank that 48k being sent to RBI from ShriRam finance. I am not knowing what is this. key points 1. My mom name mentioned in this 2. Address wrong 3. My mom axis account closed last year 4. Ifsc mentioned is of union bank, my mom doesnt have union account. Even...
  20. S

    Newbie Seeking Advice: Best Bank + Card Combination for International Travel and Rewards (Indian Citizen, Age 18)

    Hi everyone, I’m 18 years old and just starting to explore the world of credit and debit cards. Over the next four years, I’ll be traveling to nearly 10 countries for academic projects and international programs. Since I’ll be spending a lot of time abroad, I want to set up a smart financial...
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