bank account

My UCO Bank account is getting frozen again and again due to threshold even after submitting income proof. The branch says bsbda account can only transact upto 4lacs after that their system doesn't allow them to unfreeze. What to do?

Please suggest good savings account variants in IndusInd (preferably 0 balance). Can do upto 10L initial funding. Planning for some FDs there. Branch staff is not providing proper information. Thanks in advance.

Hey everyone, need some urgent advice on dealing with Axis Bank. The Situation: Applied for Prestige account by visiting the branch, for some reason their online portal showed only Rs. 50K deposit after the manual application, so I paid Rs. 50K initial deposit Account got put on hold due to...

YES , You Read it Right. Ran into This App Called Grey Which Let You Open US/EU/UK Bank account With Just Adhaar/PAN Or Driving Licence. No Vkyc Needed Also You Can open a US$ Virtual Card. (Costing One Time fee 5$). 0 Account And Card Maintenance Fee Only Con in this app is the fees. Which...

Hey all. I and my dad are fed up with SBI services, and we are considering moving my SBI account income to another bank account. The thing is, he seems fixated on Kotak because it's a bank that he thinks is improving and has more room for growth, while I'm the opposite because I think HDFC and...

I requested (offline) icici to closed my bank account and they completed the request on 11 august. On 10 august I emailed customer service to cancel my previous request but on 11 reply saying account is already closed. I am looking forward to reopen it anyone here form icici who knows about the...

Which savings accounts offer free money by doing spends on their debit cards or any other way? One of the example could be HDFC Millenia dedit card: ₹400/month by loading ₹40k in Amazon Pay wallet and transferring it back. Any other savings accounts like this?

I'm trying to open an HDFC Digi Youth Savings Account, and I'm confused about what to fill in the employment status and annual income sections. I graduated year ago and have been preparing for government exams since then. During this time, I also did a bit of freelance work as digital...

Which is the best bank account for getting OD for salary around 2lpm

I have two income coming in my account and totals 4.2l . I want to know best bank account to open in such scnerio that will also give me good credit card . I currently have kotak prime and Induisnld exlusive

Opened central bank account online and completed vkyc one month ago. After vkyc, got welcome email which asked for funding. Paid using the payu gateway link the same day. Then all sorts of calamities started. 1. ₹2000 funding was not showing up in account. Went to branch, they were clueless...

Hello all, I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer. I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer. I came across...

This question aims to understand the user's level of engagement or activity within the community (e.g., CASA, credit card, prepaid card, or digital service accounts), whether it is out of FOMO, for availing the debit card facilities, insurance, or for availing any other features since becoming a...

Hi everyone, I’m looking for some guidance or shared experiences regarding a credit card refund issue and possible compensation under RBI rules. Here’s the detailed situation: I made a credit card transaction in May 2025. The full payment for that month’s bill was made on time, including...

[Reposting here with a few updates as this section is more appropriate for the topic. Originally asked in: Forums > General > New Member Section (For TF Neo)] Looking to restructure and optimize my LTF credit card portfolio and banking relationship based on current usage. Need suggestions for...

My federal account closed but my federal Bank dijital rupee app link to federal Bank account and stuck 10000 rs payment to wallet and I am unable to transfer my funds and unable to withdraw, deregister try with uninstall and install and clear data with all try this but same error show...

I will start with mine. I have dormant accounts in these banks. 1. BOI—This account was opened during my college days. Did not use it after a a couple of years of use & it was marked dormant by the bank. 2. PNB—It was opened as a student account, which was a zero-balance account, but DC charges...

Dear Technofino Members, I’m sharing my recent experience with Axis Bank, where my savings account was frozen for 21 days without proper notice, causing mental stress and inconvenience. After multiple failed follow-ups with Axis Bank, I had to escalate the issue to the RBI Ombudsman — only then...

Anyone ever deposited, or know about how to deposit, USD - cash, to an Indian bank account of a "non-NRI" (Indian) customer. I know a little about inward remittance but ig thats for non-cash online transfers.

I've several bank accounts and almost all of them served some purpose or the other but now I'm thinking of closing a few of them. NSDL Payments Bank : I had opened it for virtual RuPay Platinum DC but now that the offer on Amazon is gone, there's no point in keeping it alive and shell out Rs...