Hi everyone,
I have some doubts about premium savings account tiers that depend on salary credit or NRV/deposit criteria.
If someone later lets the relationship become passive/dormant (salary stops, NRV drops, FD withdrawn, etc.), I'm trying to understand what typically happens.
1. Account...
I have a corporate salary account with HDFC which comes under their 'Preferred Banking' program making it 0 AMB.
But let's say I want to open another savings account (reasons iykyk) either Regular or SB Max, will that come with AMB, or it will be 0 balance because of being linked to the same...
I work for a US MNC and I have ESPP shares in E*TRADE. I’m planning to sell them and wire the money (around $30,000) to my Indian bank account.
Since I’m doing this for the first time, I need some guidance:
Is it easy to receive a wire transfer of this amount in India?
What bank details do I...
Hi this is Sanjay, was using other bank accounts for betting withdrawal online but from past couple of months changed it to Jio payments bank and recently got an withdrawal of rupees 150000/- which credited to my bank account in two transactions from same person but this bank mentioned it upon...
Hi Team,
Currently I have HDFC bank account as salary account
and I have Union Bank for daily UPI transactions
Now I want to open a account for my investments
which bank is good?
Got direct debit email from amex “Thanks for the payment” . app also shows 0 due balance .
but my bank ( HDFC ) doesn’t show any transaction, nor the amount got deducted .
confused!
Hey everyone,
I’m exploring options for the best salary account given my current profile.
Monthly take-home: >₹3L
Currently have: ICICI Wealth (Lifetime) and Axis Burgundy (based on salary credit criteria)
Aware of: HDFC Preferred, HSBC Premier, and other premium salary account tiers
I already...
I have NSDl Payment Jiffy account since 2020 and from last 8 months it was blocked after several email I have done vkyc it is now unlocked. Should I close the bank account now. Or should I keep using and as i have done vkyc and account is running. I already have 3-4 other bank account. Is that...
Hello All,
Please suggest a Bank Account to keep some funds away from my regular Savings Account.
I am looking for the bank -
1. No Debit Card spend-based offers/criteria/online discounts.
2. Decent Savings/FD interest rates.
3. No Debit Card rewards points for any transaction.
4. Decent...
Hello people of Technofino😀,
Your Doraemon is back!!
I am creating this thread as a documentation for the future purpose and for helping our community
So I have decided to get a new phone number which will serve primarily for all my finance
I have various bank account and credit cards, prepaid...
For HomeMaker
Could you please suggest which Bank Account can be considered to get Pre Approved CC earliest and with Minimum amount to be kept ...
Existing : PNB Bank Account
Present Credit /Loan Nil
Hi folks, I need some urgent advice. My wife requires a new bank account that can be opened instantly online and linked with NPCI and DBT within 24 hours. She needs it for an urgent scholarship fund transfer. We don’t have an NPCI-linked account yet. Any suggestions on the best and fastest bank...
I done rent payment using sbi credit card on 10 August 2025 and still transaction showing processing and till today not credited to my bank account.
Can I do complaint to rbi and ask for compensation of holding money more than 30 days .
Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..
IDfc vs...
I need to pay my tuition fee using hdfc tata neu plus CC.
I tried with some apps but there is no option to pay to bank account and if I use rent payment it asks for PAN
Is there any alternative way that I can pay directly to that account.
Usually, they give razor pay link but this time its...
My UCO Bank account is getting frozen again and again due to threshold even after submitting income proof. The branch says bsbda account can only transact upto 4lacs after that their system doesn't allow them to unfreeze. What to do?
Please suggest good savings account variants in IndusInd (preferably 0 balance).
Can do upto 10L initial funding. Planning for some FDs there. Branch staff is not providing proper information.
Thanks in advance.
Hey everyone, need some urgent advice on dealing with Axis Bank.
The Situation:
Applied for Prestige account by visiting the branch, for some reason their online portal showed only Rs. 50K deposit after the manual application, so I paid Rs. 50K initial deposit
Account got put on hold due to...