My parents both hold HDFC salary accounts and I have a separate account. Ive CC with HDFC for 60K and my parents have a limit of around 8L. Is there any benefit in adding everything to a family group? Will it be considered for LE or CC upgrades? They hold DCP. The RM asked if we wanted to add...
BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges
recieved SMS from BOBCards :
Major Changes :
No Reward points on will not be offered for wallet loading transaction (MCC’s6539, 6540, 6541, 6542)
Golf benefits on the below mentioned BOBCARDs will...
I am looking for a joint bank account with my wife. I already have accounts with SBI, HDFC, RBL, UCO, AU, Kotak, and ICICI. She has with PNB, Indian, and Kotak.
Now we want to open one/two joint account with following objectives:
1. Good mobile banking / UPI enabled in both mobile numbers.
2...
I am holding a Yes First savings account with a good NRV, was wondering what all benefits can I get from the bank with this?
I don't hold and credit card from yesbank at the moment.
Have eclectic debit card.
My wife also holds an account in yesbank and can add to NRV if required.
Hey guys, I want to know whether there is a joining benefit for the first year free ICICI Sapphiro dual card. The agent who applied for me said that there is a Rs 1000 Tata Cliq voucher if I make a first transaction, but when I called customer care after receiving the card, they said that there...
IDFC Bank credit card movie benefits earlier used to work on paytm now has been moved to District by zomato app
Dear Cardmember,
We are delighted to share an update on your FIRST Wealth Credit Card . Starting 15th December 2024, your Credit Card’s movie offers via Paytm now have a new home –...
From 15-Jan-25, only the primary card holder will get additional 5% NeuCoins on selected categories via NeuPass Membership on transactions done via Tata Neu HDFC Bank Credit Card.
For this benefit you need to login to the Tata Neu App/website with the primary cardholder’s Mobile Number given...
The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card.
Given the annual fees...
Hi everyone,
I'm looking for recommendations for a credit card that would maximize milestone benefits for my monthly rent payments.
My current situation:
Credit Score: 800+
Current Cards: 8-10
Monthly Rent: Rs 1,50,000
Annual Rent & Utility Spending: Rs 15-20 Lakhs
I'm primarily interested...
For those who haven’t opened an NPS account yet, I highly recommend doing so and investing the maximum amount of ₹50,000.
If you fall under the 30% tax slab, you can save ₹15,000 in taxes. Effectively, you’re only spending ₹35,000, and the ₹15,000 is like a bonus!
It’s a great way to save on...
Hi,
I got Amex plat travel in Sep 2024 and crossed 4 lakh by Nov.
I didnt see any benefits of using it any more for the year.
Can I close it or leave it like that for end of first year?
Thanks,
Thinking of applying PNB Rupay select Credit card. Does it give free OTT subscriptions like Amazon prime, Hotstar ?(there is ott benefits in rupay website)
People who are using PNB Rupay Select Credit card, please let me know.
Hi all,
Four days ago, while exploring postpaid options in the Airtel Thanks app, I accidentally switched my Airtel prepaid plan to the ₹1199+GST Infinity Postpaid Plan (1 primary + 3 add-on connections) after confirming an OTP. Instantly, I received a message about a 100GB data credit. After...
Hey everyone,
We all know the HDFC Infinia Reserve Card is launching soon, but I’ve got some exclusive insights into its benefits that aren’t public yet. If you're considering getting this card, the perks are seriously worth checking out!
Here’s a breakdown of the Infinia Reserve Card...
Hi
I got amex mrcc this year with some referral. It’s first year free with 1.5k annual fees + 50% waiver on 90-150k spends.
I might hit 90k spends with it but not sure of >150k since most of my spends are with SBI cashback, Airtel Axis and HDFC swiggy.
In case I pay 50% of the renewal fees...
"I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs)"
Banking Relationships:
1. HDFC Bank Savings Account
2. ICICI Bank Savings Account
Credit Cards:
HDFC Bank: LTF (I feel that i have reached a glass ceiling with HDFC Bank, limiting my growth compared to other...
Hey everyone! I wanted to share my recent experience with the AU LIT credit card, which has been nothing short of amazing. Last month, I managed to get a return of around 10% on my spending, and here’s how it all added up:
Cashback Highlights:
Total Cashback Received: ₹1,600.00
Reward Points...