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I get 20k-30k of electricity bill each month. Is there any way, so that I can Maximize my savings on this payments? The cards I have are - HDFC BizGrow CC SBI SimplySave CC Hdfc Millennia DC SBI VDC The bill is for two connections - One - Around 10-15k monthly bill Second - Around 5-10k...

Hello everyone, I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger. I’m considering either a full swipe or an EMI option for the payment. I hold the following credit...

Hello TF community Folks, Looking for a CC (doesnt matter paid or free) which gives good benefits on 8-10L spends per annum (incl rental spends). Background, so far I was using IDFC Vistara card, which had 3L rental spends + other spends. Even after paying 6k for joining and other platform...

Current Cibil: 807 Age: 35 Monthly Income and Employment status: 2.4 lacs per month post taxes Top 5 Annual spend categories: 4.4 lacs on insurance. 7L on gold & jewellery. Preferences for Credit Card Features: To redeem points for hotel & flight bookings. Reward Preference (Cashback or...

Best option to buy United colours of Benetton ucb vouchers from credit card to spend at stores

Can some one guide me for best utilization of AU LIT credit card? My spends mostly on online.

Could anyone please recommend way to enable call recording for a Samsung S23 purchased in the USA? Are there any reliable apps that offer secure data management for call recordings? Is changing the CSC a viable option? a) Will it affect device security or result in data loss? Is there any...

Hi everyone, I had HDFC Regalia Gold and Tata Neu Infinity card with 5.2 lacs shared limit. I was planning for applying for HDFC BIZ BLACK CC. I have an ITR of 30lacs. My question is whether I should apply as a Floater to Regalia Gold CC or an upgrade? Which offers more chances of approval. Also...

Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

I found a debit card that rewards about 2500*12 = Rs 30000 per annum. It is Indian Bank debit card. They have a tiered system where first Rs 10k earns 50 points and next Rs 20k earns 150 points. Now, per customer ID limit per calendar month for points accrual is 10000. So, for the next tier, in...

My friend is currently doing online tuition and wants to get a credit card. He doesn't have any income proof or ITR, so I suggested an FD-backed credit card. He can deposit a maximum of ₹5,000 in an FD. Could you please recommend some banks that offer secured credit cards with this limit? Also...

Hi All, My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following: Which credit card would be the best for these purposes? What is the best way to apply for the HDFC...

Hi All I am aware that there are multiple ways to pay Electricity bill via Apay or Airtel Axis etc. But I am in a unique situation where our society electricity bill can be paid via 3rd Party App Xenius Sems. The App only supports two payment gateways Zaakpay and HDFC. HDFC gateway supports...

Hello guys 👋 Can anyone tell me that which is the best to pay lic insurance premium and get cashback, reward or anything?... My due date was 30/03/2025.. Give some suggestions to save little bit money 💵 💰 😂

Hello Everyone I have Magnus Burgundy LTF. Just wanted to check if there is any card better than Magnus Burgundy in terms of Value for any of the below mentioned categories Also, as I have to make business payments of easily around 1.5 lacs per month for the Company I work for and later get it...

I purchased a Yamaha Fascino a year ago, and I already have a 5-year third-party insurance policy. However, my personal insurance is about to expire, and I need to renew it. Can anyone suggest the best personal insurance provider for two-wheelers in terms of coverage, claim process, and premium...

Hi, I've Insurance premiums coming of INR 2.5L, I've the following cards, can you please suggest me the best way. 1). HDFC Biz Black 2). ICICI Sapphiro 3). SBI Vistara Prime I also have an upgrade offer for the new ICICI Private Metal, should i take it?? (Asking if that will help in insurance...

Hi everyone, I travel weekly between Delhi and Hyderabad, spending around ₹4,00,000 per year on flights. I’m looking for the best credit card that offers the highest reward rate on flight bookings. Here’s what I’ve considered so far: HDFC Infinia Credit Card – Already using this but maxing...

Does anyone have the exclusion site list of kotak 811 super debit card? My friend purchase FK gift card from Flipkart and did not get the cashback. Will it give 5% on Amazon GC? What is the best way to get 5% cb, other than grocery purchase.

Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...