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Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

I found a debit card that rewards about 2500*12 = Rs 30000 per annum. It is Indian Bank debit card. They have a tiered system where first Rs 10k earns 50 points and next Rs 20k earns 150 points. Now, per customer ID limit per calendar month for points accrual is 10000. So, for the next tier, in...

My friend is currently doing online tuition and wants to get a credit card. He doesn't have any income proof or ITR, so I suggested an FD-backed credit card. He can deposit a maximum of ₹5,000 in an FD. Could you please recommend some banks that offer secured credit cards with this limit? Also...

Hi All, My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following: Which credit card would be the best for these purposes? What is the best way to apply for the HDFC...

Hi All I am aware that there are multiple ways to pay Electricity bill via Apay or Airtel Axis etc. But I am in a unique situation where our society electricity bill can be paid via 3rd Party App Xenius Sems. The App only supports two payment gateways Zaakpay and HDFC. HDFC gateway supports...

Hello guys 👋 Can anyone tell me that which is the best to pay lic insurance premium and get cashback, reward or anything?... My due date was 30/03/2025.. Give some suggestions to save little bit money 💵 💰 😂

Hello Everyone I have Magnus Burgundy LTF. Just wanted to check if there is any card better than Magnus Burgundy in terms of Value for any of the below mentioned categories Also, as I have to make business payments of easily around 1.5 lacs per month for the Company I work for and later get it...

I purchased a Yamaha Fascino a year ago, and I already have a 5-year third-party insurance policy. However, my personal insurance is about to expire, and I need to renew it. Can anyone suggest the best personal insurance provider for two-wheelers in terms of coverage, claim process, and premium...

Hi, I've Insurance premiums coming of INR 2.5L, I've the following cards, can you please suggest me the best way. 1). HDFC Biz Black 2). ICICI Sapphiro 3). SBI Vistara Prime I also have an upgrade offer for the new ICICI Private Metal, should i take it?? (Asking if that will help in insurance...

Hi everyone, I travel weekly between Delhi and Hyderabad, spending around ₹4,00,000 per year on flights. I’m looking for the best credit card that offers the highest reward rate on flight bookings. Here’s what I’ve considered so far: HDFC Infinia Credit Card – Already using this but maxing...

Does anyone have the exclusion site list of kotak 811 super debit card? My friend purchase FK gift card from Flipkart and did not get the cashback. Will it give 5% on Amazon GC? What is the best way to get 5% cb, other than grocery purchase.

Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...

Hello, I’m looking for suggestions on which credit card(s) would give me the best returns based on my yearly spending pattern. I'm considering options between HDFC Infinia, Axis Magnus Burgundy (based on salary with Axis), and ICICI Emeralde Private Metal. ➡️ Redemption Preference: Mostly for...

Recently started a bit of freelancing and the clients are transferring payments in USD in my Bank Account here in India which gets received in INR. Have been using Fi Bank Account for it since a person recommended that Federal Bank offers least charges for the conversion and transfer...

Hey folks, Share a pic of your handwriting in English and Hindi(if you know)! (at least a sentence) We’ll figure out the best one! ✨

Hi Friends need your advice on rupay credit card which gives best cashback.

I'm planning to buy the Samsung Galaxy S25 Ultra and considering the 12/256GB or 12/512GB variant. Here are the offers I found: ✅ Samsung Online Store (HDFC Millennia/Tata Neu Plus): 12/256GB → ₹1,11,899 (₹7,100 coupon + ₹11,000 bank discount) 12/512GB → ₹1,23,899 ✅ Reliance Digital (Axis...

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

I am going to open a new bank savings account and going to deposit 10 lacs in it. Are there any suggestions from the TF community on what account to choose which give maximum benefits?

I have approx 15K Reward Points. Whats the best way other than buying Products