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best credit card

  1. N

    Best Credit Card & Strategies to Save on Weekly Flights (Delhi to Hyderabad)

    Hi everyone, I travel weekly between Delhi and Hyderabad, spending around ₹4,00,000 per year on flights. I’m looking for the best credit card that offers the highest reward rate on flight bookings. Here’s what I’ve considered so far: HDFC Infinia Credit Card – Already using this but maxing...
  2. GGGGGG

    Need Help Choosing Best Credit Card for My Yearly Expenses

    Hello, I’m looking for suggestions on which credit card(s) would give me the best returns based on my yearly spending pattern. I'm considering options between HDFC Infinia, Axis Magnus Burgundy (based on salary with Axis), and ICICI Emeralde Private Metal. ➡️ Redemption Preference: Mostly for...
  3. tanmaylodha

    [2025] Best Credit Card to Bank Transfer Method?

    What's the best way to transfer money from credit card to bank account in 2025? Open to following approaches for example: 1. Wallet to bank transfer 2. rent payments 3. other pay on credit payments like education etc. 4. what else? The charges levied by merchant + card issuer should be lesser...
  4. B

    [PLEASE HELP] Best Credit Card for Paying CA$75,000 (45L) in University Fees?

    I'm looking for an Indian credit card that offers a net positive return on university fee payments made through the university's payment portal. The portal charges a 2.5% processing fee for credit card transactions, plus the card's foreign exchange markup. Here are some key details: My annual...
  5. d428709

    Best way to get maximum returns on purchasing 2.5L per person tour package from SOTC or MMT

    My family and I are planning for a trip which involves spends of 10L (2.5L per person - all inclusive trip from SOTC or MMT). I wanted to know what is the best way to get maximum returns on these spends. I have the following cards in my portfolio: 1. Regalia GOLD 2. Neu Infinity 3. ICICI...
  6. S

    Best credit card for paying Tamil Nadu Property Stamp Duty

    Website: https://tnreginet.gov.in/portal/ Merchant TNREGCREDITCARD Which is the best credit card to pay tax?
  7. I

    Best Credit Card & Bank Account to Get Before Moving abroad

    Hi everyone, I’ll be moving abroad soon and will be leaving my salaried job in India. Before I transition to NRI status, I want to ensure I have the best credit card and bank account setup while I still qualify as a salaried individual. Right now I'm having an ITR of 15L+ My Current Credit...
  8. A

    Best Credit Card Combination 2025 - My Portfolio

    Best credit card combo: Tata neu infinity Credit Card (LTF/1500₹): 1.5% on upi (1% on tata neu + 0.5% on card) 5% on utility (bills) 10% on tata products (including flights, jewellery, zudio etc) 5-10% on gift card can be bought from tata neu Amazon: 6-7%, flipkart : 5% Myntra : 9% Zepto : 7%...
  9. R

    Best credit card for LIC premium payment of 1L+

    I have HDFC Diners Black Metal credit card. As per card T&C, it does give reward points on insurance payment but I read online that folks haven't received reward points using this card. Any suggestions?
  10. C

    Which is the best credit card for BALANCE TRANSFER ? With Lowest interest/Chrges and covers maximum other cards for balance transfer.

    Iam looking for BEST CREDIT CARD for BALANCE TRANSFER facility with 1. Balance transfer with NO EMI and nominal Balance Transfer Charges. 2. Balance transfer with EMI with lowest interest rate. 3. Maximum credit cards (From Multiple Banks ) covered under Balance Transfer .
  11. kgprince85

    Best Credit Card for cashback

    Can anyone suggest me which is the best Credit Card which gives best reward points and am also eager to know the tricks to use for loading wallet to maximize benefits
  12. H0arsh

    Seeking Updated Insights on MCC 9399: Best Credit Card for Maximum Rewards

    Dear Community, I hope this message finds you well. I understand that the topic of MCC 9399 and the best credit cards for maximizing rewards has been discussed in the past. However, as banks frequently revise their guidelines and reward structures, I wanted to seek updated insights on my...
  13. Ankit Agarwal

    Lic insurance payments with Credit Card

    I want to pay my lic premium payment of Rs 93335 with my Amazon pay icici credit card but my card limit is only Rs 90000. How can I pay to get maximum cashback?
  14. TechnoFino

    Best Credit Card of the Year 2024 Award Goes To...

    Hey TFCians, Yesterday, we announced the Worst Credit Card of the Year 2024 award. Now, it’s time to reveal the Best Credit Card Launched in 2024! As always, this award is given to a credit card introduced in 2024 that stands out as the best in terms of value and benefits. Only cards launched...
  15. amitkiwi

    Best Credit card for rent and other cashback/utility expense for 10 lac yearly expanse.

    Hi recently I found that biggest use of credit card in India is for rent payment. since My rent is 35k, I thought to use the same and applied for Amex card but i faced two issues. Now I see there is now way to pay rent with amex card. I dont have any address prof for current address, so my...
  16. Gvutukuri7

    Which is best credit card among these for International spends ?

    Hi fam , I have the following credit cards . Suggest me the best in all terms for my trip to Kazakhstan in the next week . 1) Axis Atlas 2) Hdfc Diners Privilege 3) Amex Gold Charge 4) Idfc select 5) Indus Legend 6) One Card 7) Hsbc visa platinum 8) Icici coral Visa Except Atlas and...
  17. A

    Best Credit Card for Rent Payments & Milestone Benefits

    Hi everyone, I'm looking for recommendations for a credit card that would maximize milestone benefits for my monthly rent payments. My current situation: Credit Score: 800+ Current Cards: 8-10 Monthly Rent: Rs 1,50,000 Annual Rent & Utility Spending: Rs 15-20 Lakhs I'm primarily interested...
  18. Santhosh

    Best Credit card to Book IRCTC Train tickets or Bus tickets from Redbus or Abhi Bus?

    Best Credit card to Book IRCTC Train tickets or Bus tickets from Redbus or Abhi Bus? I have below Cards Hdfc Millenia Credit Card Hdfc Rupay Credit Card Airtel Axis Credit Card Axis MyZone Credit Card SBI Cashback Card ICIC Platinum Credit Card BOB One Card Do we have any extra charges if we...
  19. joell

    What's the best credit card to use on Booking.com for hotel booking?

    I was comparing hotel prices and found Booking.com was the cheapest. Which is the best credit card for payment? I compared with Smartbuy and MMT and they are 10-30% more expensive. Will you get 5% using Swiggy? I've Indusind Legend, HDFC MB+, Swiggy, Tata Neu Plus, Federal Bank Signet, Apay.
  20. fradela

    Best Credit Card Usage Strategy Across Spending Categories

    I have following Credit Cards. All are Life Time Free Cards. HDFC Regalia Gold | Mastercard World | LTF HDFC Tata Neu Infinity | RuPay Select | LTF HDFC Swiggy | Mastercard World | LTF AU Vetta | VISA Signature | LTF Federal Celesta | VISA Signature | LTF BOB Premier | RuPay | LTF IDFC First...
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