Hi guys,
My Mom got a pre-approved offer for one card in the onescore app and I tried applying it.
It was offered by BOB and it shown a good limit of 2.7lacs and it shown that the application will be in reserved state.
But at the same time I got an text message and email also saying due to...
Here’s my real experience applying for the BOB Eterna Credit Card – LTF version, along with everything you should know before you apply.
✅Eligibility conditions for LTF Eterna:
Salaried individuals with a monthly net salary of ₹1 lakh or more.
New-to-Bank (NTB) applicants are eligible — you...
BOB Cashback Credit Card:
Monthly fee of just Rs49* Or annual fee of Rs499*. Fee Reversal Critera is Not Applicable.
BOBCARD Cashback Credit Card – Feature Terms and Condition:
Cashback refers to the monetary reward credited to the customer’s BOBCARD Credit Card account.
The cashbacks...
I am thinking to open a new bank account in a PSU bank. Considering BoB, PNB, Canara banks.
My usage will be
1) 4 to 5 upi transaction daily for any vegetable or grocery shopping in nearby shops
2) FD online open and close
3) As max PSU banks give Rupay Select DC so yes I will also look for this...
Hello All,
This is my first post on Technofino.
I applied for BOB Credit Card recently, so during the application i was asked to choose card, i selected for BOB Premier and then shown that my card was approved with ₹1.55 Lakhs limit and then completed vKYC and after that application was...
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis for salaried individuals.
Condition: Net Salary Above Rs 1 lakh per month.
Credit Card features:
https://technofino.in/community/threads/bob-eterna-is-now-becoming-a-most-popular-choice-credit-card.32577/
Hi TFers
The Bank of Baroda has ambiguous policies. Every month they are charging 300-400 rupees as minimum balance charges
Is there an online way to downgrade the account?
If not, whats the offline route.
kindly help.
Not able to find this info on threads
Hey there, i have a bob b3 plus savings account opened in 2022. Needed passbook and checkbook. So requested through complaint portal. They said passbook can't be issued. Cheque book can be applied through mobile/ net banking. Tried that but it's saying "not eligible to issue cheque book". Any...
Hey guys!
I want to update my bob saving acc correspondence address not permanent one
But I don't have any proof .. Does bob allow me to update by self declaration
If anyone have done so please share your experience
Thank you!
Hi, I am currently using BOB Rupay Jcb premier LTF credit card and want to change card network from Rupay to Visa in order to avail EMI related discounts (doesn't work in Rupay) and Visa based offers. Was anyone able to successfully switch the card network recently? please share your experience...
***Long Post***
I'm sharing my recent experience with a Bank of Baroda (BOB) Max Savings Home Loan application. Last year, I was looking for a home loan and initially approached SBI. However, I wasn't satisfied with their legal and documentation charges, so I decided to switch my application to...
I upgraded my account from lite to advantage for ease my trip rupay platinum debit card. Account was upgraded but I never got option for emt dc when applying from bob world or net banking all I see visa and mastercard variant no rupay variant. Bank and customer care are helpless as usual...
Hi,
I am interested in applying BOB EMT DC but I am little confused on the benefits are provided on this debit card. My BOB Account is linked with the number where I don't want to use any OTT or online service, i.e. my banking & OTT/E-commerce numbers both are different & I can maintain this...
So my mother has bob advantage account (sb101) and want to apply for the RSDC but not able to do so. Is it possible to change the account variant to bob mahila shakti account (sb181) ? If anyone has done this kindly confirm and suggest the process.
Product code of BOB Mahila Shakti account
POSTING HERE SINCE I AM TF NEO. ADMINS MAY PLEASE MOVE.
Offer: Spend 10k or more get 1% CB (While its not mentioned in T&C, this is above and beyond the existing rewards)
Period: 23rd to 31st Aug, 2025
Eligibility: Received SMS or Email (I received email no SMS)
Subject: BOBCARD xx Rewards...
Hi Team,
wanted to share the frustrating experience with BoB. I saw few post with address proof issue and I'm dealing with a very knit-picking issue.
The Address I mentioned in the application and the utility bill just had a word missing '149' for that they are rejecting the application...
I am a BOB SNAPDEAL CC holder. I am actively using this card primarily but I am noticing that BOB is not crediting reward points on a few UPI transactions. I went through the MITC carefully but didn't find any reason. Hence, I emailed them. Surprisingly, they mailed me the MCCs against those...
I have bob bsbda 0 account that's why i can't open 0 balance current account online.......if i close my bsbda account then can i open the account online ????