I am not a salaried employee, so as a freelancer with inconsistent income, I get loans and cards via relationship building. It's a long and slow process, but that's the only avenue available to me. I had OneCard Federal for 3 years and I hardly get any limit increase on it. All my cards are 3+...
So, I had opened a BOB Lite acc on my mother's name in Sept. The welcome kit got returned due to some arrogant Postman who just purposely RTO'd (Gujarat) it.
Account got frozen and I was roaming around BOB branch with application for a week (kabhi lunch, kabhi employee gayab etc ), just to...