• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

cancellation

  1. invisible007

    Did anyone got charged by HDFC for emi cancellation after 120 days ?

    I got message today " Instant discount and payback given upfront will be debited within 120 days " ? Did anyone cancelled emi before 120 days and there discount amount was debited from card ? Although they are sending messages to people but till now i haven't heard that they have charged people...
  2. N

    Axis Atlas Merchant EMI cancellation query

    Hey all, I recently bought a TV and had to opt for Merchant EMI for instant discount. As per the terms, its a 3 month EMI and the interest amount will be credited back after completion of the EMI payment. Here are my questions 1. If I cancel the Merchant EMI after it is processed will I get...
  3. Vj.motoe

    Merchant cashback on No cost emi cancellation

    I purchased a phone recently, got 6000Rs discount with SBI credit card. For No cost emi, i didn't received instant discount on Intrest. It is showing as cashback after 90 days. So if i cancel emi for sbi card, will i still get cashback after 90 days? Did
  4. saku7

    Axis merchant EMI cancellation

    Hello, I have purchased iPhone 17 base variant with my axis credit card so i got instant discount and ncemi discount of 3,500 now if I cancel the merchant emi will I recive the foreclosure charges? I contact customer care they said that if i have availed instant discount with merchant then bank...
  5. C

    Cards cancellation suggestion

    Dear members I have recently 1. Axis Ace, airtel rupay, ace card (174k) 2. Bob premier ltf (100k) 3. Icici Mmt signature, coral, apay (270k) 4. Indian bank rupay select (234k) 5.Hdfc TNI, freedom (257k) Planning to upgrade to millennia 6. Kiwi yes (257k) 7. Roar bank (50k) 8. Sbi...
  6. imsotired

    No cost emi cancellation

    Hey there, Has anyone recently tried the no cost emi cancellation trick with AXIS credit card, was it successfully done without any pre closure charges. If yes, please mention the date of transaction. Big billion days coming up, this will help us in making informed decision.
  7. vaibhav111

    How to Verify NACH Mandate Cancellation from IDFC After HDFC Life Deactivation?

    Hey folks, I recently received a confirmation from HDFC Life that they've successfully deactivated the auto-debit facility (NACH mandate) for my policy (screenshot attached). However, I want to double-check on the IDFC Bank side to ensure the standing instruction is also canceled at their end...
  8. damn

    Potential license cancellation of SBM Bank

    Pulling credit report today from Experian, I observed that it shows SBM Bank license has been cancelled. Cannot be sure how to interpret this. Attaching evidence for reference. Any input would be appreciated. 1 was my own report, other one I got from reddit where some other user reported the...
  9. P

    Axis Atlas lounge booking cancellation

    Axis Atlas card only allows lounge booking in Axis app or portal, atlas card is not allowed to book in "dreamfolks.in" website. In dreamfolks, we have an option to cancel the lounge, just in case of not allowing. I want to know if international lounge access booked in axis mobile app can be...
  10. V

    Offer Fulfilled! Kotak Credit card EMI cancellation query

    I recently purchased an air conditioner using my Kotak Platinum League credit card and opted for a 3-month EMI to avail a ₹1500 cashback offer. I have a few questions: 1) Can I cancel the EMI and pay the full amount instead? 2) If I cancel the EMI, will the processing and other associated...
  11. ashb009

    Devaluation ICICI Free No-Cost EMI Cancellation is DEAD! Applicable from 1st May, 2025

    Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.
  12. C

    Dilemma over HDFC NC-EMI Cancellation

    I just made a purchase on Amazon with my HDFC Millennia credit card that saved me Rs.10,000 in instant discount and an additional Rs.4,500 in No-Cost EMI discount. The processing fee is Rs.353 and the foreclosure charge comes out to Rs.2000. Even if I foreclose the EMI without waived charges...
  13. Atticus

    Cooldown period for new Axis Bank Credit Card after cancellation?

    I cancelled my Axis Ace credit card three months ago, and it was the only Axis card I had. I also don’t have an account with the bank. Now, I am thinking of applying for the MyZone card since it’s available as LTF. Is there a cooldown period after cancelling a card with Axis, especially since it...
  14. KingAAR

    Charged for subscription even after cancelling the mandate on SIHUB-INDUSIND

    Hi all, I used my INDIE account to pay for a subscription. Later I cancelled it on the standing instructions portal Sihub https://www.sihub.in/managesi/indusinddebit#/home/view-mandate . But today they charged me the amount even after cancelling , is there any way to get the money deducted...
Back
Top