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car

  1. A

    Car Payment via Credit Card

    I am considering buying a car (Mahindra possibly). And want to know the best card to pay. The showroom guy said it will attract 1.5-2% charge. Is there a way to avoid it, any online method or something like that? In terms of reward value, the best card I have is DCB. Is there a cap on regular...
  2. A

    Opinion on buying a car from neighbouring State/UT to save Road Tax

    Hello Technofino members, I'm planning to buy my 1st car from Yanam, Pondicherry, 200km from my place of residence in Andhra. This is giving me savings of around 1L or so. Now my query is how convenient is it to drive a car registered in a neighbouring State, what are the potential risks...
  3. Akash.nagori

    Need card suggestions for car purchase

    hello everyone someone known to me need to do car down payment of 8-10 lakhs using credit card so pls suggest some good credit cards for the same
  4. keerthirahul123

    Car Geeks Please Help

    Friends I drive Tata Harrier extensively and it comes with wireless android auto and wireless apple carplay. I use 2 phones and would like to know how can I connect them to the car infotainment system mainly for taking calls.
  5. P

    Used credit cards for car down payment, received good benefits

    Bought a new car and was required to make down payment of 7.3L. I used Axis Atlas and DCB Metal. I was ready to partially bear the MDR because I had calculated that the benefits would be good. But when I told the sales person about that, surprisingly he didn't say anything about MDR. I had...
  6. Finchamp!

    Car advice!

    Hi All, Please recommend a car within a budget of 30L? Cheers!
  7. CcMaverick

    Car Payment via Credit Card Suggestions - Query & Discussion

    My wife and I are planning to buy a car in range of ~15Lakhs and we are checking if we can optimize the spend using our CC. We have following cards: Infinia Metal (Paid but already close to 7-8L spend this year so have will most likely hit fee waiver) Airtel Axis - Paid HSBC Live+ - Paid...
  8. A

    Can I purchase car using CC of my spouse

    I want to purchase car using CC, but the car would be registered in my spouse name and only I have credit cards. Is this possible? if so what are the steps?
  9. praful1947

    Car Loan for LAMBORGHINI

    Hello everyone, I am looking for a car loan to buy my dream car lambo . It's on road price is around 5XXX . Now , which bank should be best for the car loan with maximum repayment tenure . Will be prepaying occassionally but I want longest tenure .
  10. K

    Seeking suggestions - Personal loan for preowned car purchase

    I’m planning to buy a pre owned car. Need 6-7L loan for that. I heard car loan for used car attracts heavy interest which is more than personal loan interest. In that case please suggest which loan is suitable and from which banks. I already have home loan from HDFC Cibil 801 ( checked Today) No...
  11. TechnoFino

    Using Credit Cards to Purchase a Car – A Smart Way to Save More (Detailed Guide)

    Purchasing a car is a dream for many middle-class families like ours. Whenever we think about buying something expensive, we instinctively look for ways to save a little extra while spending the necessary amount. As credit card enthusiasts, we try to utilize our cards for shopping, bill...
  12. ank_sh1

    Buying a car with credit card. Help me decide card

    Hello all, I am buying a car of ~14.5L and convinced showroom to fully use credit card. I have number of credit cards and trying to decide which card to use. I have following cards: 1. HDFC Diners privilege - 4.5L 2. HDFC Rupay UPI card - 4.5L 3. HDFC Tata Neu Infinity - 4.5L 4. ICICI Sapphiro...
  13. H

    SBI Car Loan Payment

    Hi Team, I have recently availed Car loan from sbi and paid some excess amount as well as exact amount that needs to be paid as EMI for this month. My NACH got rejected due to some reason. I want to check if SBI would consider the exact amount paid as EMI for this month or not. I have contacted...
  14. H

    Car loan payment using Debit Card

    Hey everyone, I'm planning to take loan from SBI for four wheeler and they are asking for cancelled cheque of other banks for ECS mandate. I'm just checking if there is an option that I can pay the loan amount using debit card instead of ECS mandate. Again, I don't have...
  15. H

    Need help with Car purchase with Credit Cards

    Hello everyone, I am planning to purchase car and the showroom agreed for 1.5% charges for a payment of 5-7 lakhs. Can you all suggest a best card to use? Also,I have pre approval for Car loan from HDFC and ICICI. Which one is best to go? I'm ready to apply for Amex if that gives better reward...
  16. Tazact

    Tyre purchase Online

    Their are marked differences of tyre price online 10-20% less vis a vis offline. One can save more after Cc discount. As its a significant cost towards 🚘🏍tyre replacement once life of tyres are over ,would that be wise decision to buy online ? Share overall experience 🔦
  17. tachniki

    Ratio of car price and net monthly salary

    Few people buy car for passion or collection. For folks like you and many of you, buying car is an important financial decision (obviously along with love for buying new car). If salaried, what was ratio of car on road price and your net montly take home salary? Did you think you were going...
  18. P

    How does IDV calculated for car?

    Let's say I have Hyundai i10n car which I purchased in Dec 2018 for 5 Lacs. Now based on this information can we calculate the ideal IDV value for this car today?
  19. Alex292929

    Need Advice: How to negotiate on new car loan

    We’re buying a new car and need advice: -Loan Amount: ₹7L -Down Payment: ₹1.5L -Offer Details (Kotak): 9.3% p.a. (Fixed), ₹7,500 processing fee, 24-month tenure. Looking for: 1.Tips to negotiate better terms. 2.Suggestions for other bank to apply to (can consider one more- Should I apply...
  20. Solitaire

    Buying a new car using CC - Pls suggest which one to use?

    Hi Fam, I am planning to buy a new car (new Magnite) using credit card for reward poins. I need your suggestion on how to split the cost of 12.5 Lakhs. Below are the cards I currently hold: a) HDFC Diners Club International - Black (PVC) b) Amex Gold Charge Card c) HSBC Cashback d) Icici...
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