car loan

We’re buying a new car and need advice: -Loan Amount: ₹7L -Down Payment: ₹1.5L -Offer Details (Kotak): 9.3% p.a. (Fixed), ₹7,500 processing fee, 24-month tenure. Looking for: 1.Tips to negotiate better terms. 2.Suggestions for other bank to apply to (can consider one more- Should I apply...

okay in short In AUGUST 2024 BOB did an enquiry in my CIBIL account, I asked customer care about reason they said they've just checked (reviewed wrt the loan taken years ago) and hence generated cibil report they neither took any permission from me nor did I apply for any loan or bob card in...

Hi everyone, need some help. I just checked my ICICI car loan statement and found multiple penalties have been imposed like additional interest and bounce charges! While I always pay either on 1st of every month or before that, still they have deducted ₹944 many times. Along with that, they...

Hello Guys, Hope all you are doing good. I need a car loan around 15 Lac for 4 year as I am planning to buy a new car. Can anyone suggest best bank for car loan with lowest interest rates ? My primary requirement is to avoid prepayment/ foreclosure charge. Lowest processing fee and lowest...

How to improve Banking Relationship with a particular bank to get good deal in Car Loan which I'm planning to get about 5-6 months from now? All funds in one bank or distribute among different banks to check for good offers? Any other suggestions??

Hi TFians My father had taken a vehicle loan in 2007 and paid it off in few years. He had even obtained an NOC certificate and last payment date is in March 2013. However when I refreshed his CIBIL report today, the account still shows as active in CIBIL, though outstanding amount is 0. I have...

I have a car loan with HDFC bank for 5 years and have completed around 30 months. To reduce the overall tenure, I made a pre part-payment for the loan but have not received any acknowledgement from the bank on the receipt even though the amount is debited from my account. Is there any one who...

Does banks allows us to negotiate interest rate on new car loan? my pre-approved car loan interest rate is showing as 8.9 (ICICI). All the private banks + SBI are offering car loan on fixed rate. Other PSU banks are offering loan linked with RLLR. Since we are expecting repo rate to go down in...

I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?