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As a customer, I decided to explore the ICICI Bank Times Black Credit Card (marketed as a premium offering) in depth. While the application process was seamless, my overall experience has been underwhelming. Here’s a detailed breakdown of the card’s strengths, weaknesses, and overall...

HI Everyone, So... most of us know about the Times Black Credit Card. Some of them have applied as well. I was going through their website & some of the things have concerned me. Especially the T&C. ( I am also going to talk about Kotak's Lafayette Concierge ) Let me go in detail : 1)...

I recently got my LTF HDFC Swiggy credit card and ordered milk on Instamart. However, I’ve seen posts claiming that cashback has no longer been provided since December or that milk is excluded from cashback eligibility. anyone, please confirm who is ordering only milk. I’m planning to...

Nykaa Benefit upgraded for limited time 5% Instant discount + 5% Cashback Starts On: 18-12-2024 Expires On: 15-02-2025 Link

Category SBI Cashback HDFC Swiggy HDFC Millennia AU LIT Fee / Fee Waiver₹1,180 / Waived on ₹2LLTF (till 31st Dec)#, or ₹590 / Waived on ₹2LLTF (till 15th Jan)#, or ₹1,180 / Waived on ₹1L₹3,776 Annual Fee Benefits / NetNone / (-₹1,180)None / (₹-590)₹1,000 / (-₹180)None / (₹-3,776)...

Few months back, Amazon eGift Card has introduced a limit of 10K/Month for SBI Cashback CC. I have found a way to bypass this. SBI allows up to 3X Add-on Cashback CCs based on the primary CC. Using these 4X SBI Cashback CCs (User, Spouse, Father & mother), one can buy up to 40K/Month Amazon...

I wanted to ask that if it is okay to pay CC bills of all family members with my IDFC debit card to accumulate rewards?

i just paid Surat municipal property tax bill worth rupees 3000 and 12000 using icici amazon pay credit card. but got 0. isn't it eligible for 1% CB?

I have been trying to apply through IXIGO app yesterday and process was like so slow that each step was taking like 5-10 mins. I got fed up and stopped at step 3 or so. Now when I go into app or website, it shows resume application. Tried to do that but it's takes its own sweet time and then...

Is it possible to get lounge access on friends card? if yes, does it vary from Hyderabad to Mumbai airport?

have your super money's supercard credit card data reported to CIBIL ? Its been 2 months and my CIBIL is yet to see any data from Super money credit card issued by Utkarsh Small finance bank in collusion with Flipkart

Hello team, I am not receiving OTPs on my 2 accounts since yesterday for online ECom txns using my Jana Rupay select debit card. Any of you have Jana debit card and facing the same issue?

I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733

I earlier had Edition Card with RBL which was later converted to Shoprite. This card is pretty much useless and I have not been using it for long. It is LTF though. Couple of months back, RBL reduced my credit limit from more than 2 Lakhs to about Rs 28K. Now I am getting the above email. It...

Hi Team, I am planning to close my ICICI EMP but wanted to have opinion from this community. There is no standout feature of this card which is useful for me. For movie benefits I have Sapphiro LTF. The limit is upto 500 off but that's sufficient for me. For Lounge access have Regalia Gold...

I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.

I started off with MRCC in February 2024 and eventually got the Plat Travel in July 2024. Why? Because HDFC is a downer when you have regalia. I wanted a reliable banking partner. I was naive and didn't know the dynamic pricing of Marriot hotels. Sadly, at the end of this financial year, I'll...

Hello, Hdfc card I have now: Hdfc Millennia Hdfc Swiggy Hdfc Bizblack metal Received my floater BizBlack on 30th November. Activated the card on same day and even did the transaction also on same day. Till today limit is stuck to 5,000 rs only on BizBlack Card, which they set for security...

Hello TF Community.. Please help me decide. I am a new HDFC customer. I want to have a Core Card of HDFC. I am being offered HDFC Bizpower as my first HDFC credit card. Should i take this card? If i take this will i still be eligible for core cards like Regalia Gold or DCB ? i have two weeks...

Hey guys, I'm a salaried person (22M) with the CTC of 12 LPA and 96k as in hand salary. This is actually my first time making this much money and I don't really have any idea about CC's. I know there are great benefits which is why I wanted to know which credit card I should opt for? Also how I...