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  1. Z

    How to get SBI Cashback Card Joining Fee back?

    So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...
  2. Q

    Buying USDT with Credit Card: Is it Safe?

    I need your advice on something. A family member buys USDT (a cryptocurrency) every day from Binance, a popular crypto exchange, and sells it to a friend for a profit. He told me I can do the same thing using my credit card on Binance. How it Works Here's what he suggested: 1. I buy USDT...
  3. N

    Suggest me a card.

    Current CC’s in my portfolio Amex Platinum Axis Atlas Axis Flipkart Axis Indian Oil Amazon Pay ICICI Coral HDFC Regalia Gold One Card Recently closed cards SBI Simply Click RBL World Safari I’m looking for a new Card to add to my portfolio. Most of my spends are international. I am currently...
  4. friends2b11

    Does hdfc give pre approved credit card offers if you have previously closed credit card ?

    Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?
  5. M

    How to Pay ₹4L Rent via Credit Card & Maximize Benefits?

    I see many discussions about paying rent using a credit card, but I have no idea how it works. I need to pay ₹4 lakhs in rent for HRA for the financial year 2024-25 by March 31, 2025. Can someone explain how I can transfer rent to my landlord using a credit card and what benefits I can get from...
  6. J

    Devaluation (HDFC business Regalia)

    HDFC Business Regalia is a separate variant than HDFC Regalia. The credit card was a hidden gem and had free international and domestic lounge access without spend based criteria till date. 1. This changes now and one has to spend 1L in the previous quarter for domestic lounge access. 2. Also...
  7. S

    VISA Debit vs MasterCard Debit?

    Any tips what to go for?
  8. shashankverma

    IDFC First Select debit card | CC Bill payment

    This thread is dedicated to IDFC First Select debit card only. Please don't suggest to check out the main DC to CC bill payment thread. With Unipay and Airtel dead, Please share your experience with using IDFC Select debit card on other Bill pay portals like Canara Setu. How much cashback we...
  9. Sobirvs

    SBI Prime card - Payment Dishonour Fee

    I was checking my sister's card statements. Sister is not good with finance. She has payment dishonoured fee levied on her card almost every month (8-9 times last year every month) Thing is she has auto debit setup via sbi bank account. But she changed her job and new job has pnb bank acc for...
  10. M

    BHIM Republic day instant cashback of Rs76 offer on Rupay credit Card+ Super Saturdays on BHIM offer of Rs26 not received

    I done a transaction of 104 on 25th Jan at 6:04pm as part of Bhim" Super Saturdays on BHIM"offer and done a transaction today above 1000 as part of the offer" Only For 26th January, 2025 – Pay with your RuPay Credit Card on BHIM & get instant ₹76 Cashback". I haven't received the 2 different...
  11. A

    Axis Ace Credit card - Annual Fee: Feels like Cheated

    Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...
  12. B

    Hotel Points Accor plus Traveller or AMEX reserve credit card?

    Hello, I stay quite often in Accor properties, also leverage quite many of my points from Atlas. I was keen towards enrolling for Accor plus membership that comes around 12k if I buy from them(traveler). However, I also saw Amex reserve offering Accor plus traveler and joining fees are also...
  13. Rishabh

    SBI Cashback Card - Converted to LTF (Jan 2025)

    Hello Folks, FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request :) I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same. Few days back just thought of writing...
  14. parmpreet001

    Indusind Pinnacle Credit Card: Fee waiver

    I recently got approved for pinnacle credit card from indusind. On the approval page joining fee was showing as 5k. I have delight saving account with them with delight debit card. 1. Will i get fee waiver on spending 50k in 90 days as per past expeiof members if any. 2. Customer care told...
  15. aravin

    How to get HDFC credit card, previously I've settled one HDFC card?

    I had an HDFC credit card with a limit of around 1 lakh. I closed it 3+ years ago during the COVID-19 pandemic. I have completely utilized the card and missed a couple of payments. During COVID-19, they restructured my outstanding amount into another loan account and closed my credit card...
  16. dhiraz

    Kotak Bank "811 Super Savings Account" Benefits - IMP UPDATE 🚨

    Rewards that make spending worth it Enjoy FLAT 5% cashback up to Rs.6,000* per year (Rs.500 every month) on your Debit Card spends. 🚨IMP UPDATE: New Terms and Conditions - 811 Super 811 Super Eligibility: While completing FKYC/on-boarding to 811 Super program, the minimum A/c account balance...
  17. K

    IDFC CREDIT CARD - close or keep in drawer

    I have got IDFC SELECT credit card on 10 January and within one week its devalued. I thought of using the railway lounge access but IDFC don't care. I have no idea what I will do with 1.6 Lakh credit limit. I found more frustrating thing about IDFC Select Card even though Lifetime free. Reward...
  18. Mynameisjoker99

    Has anyone received Income tax notice for money rotation through credit card?

    Have anyone receive IT notice for credit card money rotation? Repayments for more than 10L in F.y across all credit cards. PLS SHARE HOW YOU HAVE HANDLED THIS SITUATION. AS no income is involved in this whole process it's simply paying one cc bill from other cc.
  19. Sahil5056

    How to pay visa credit card bill with amex card?

    Hi everyone, i'm looking out if there is any way i can pay my credit card bills using my amex card to hit milestones, if anyone's aware please share your valuable insights. Thanks
  20. H

    IndusInd Tiger Visa Credit Card: Queries

    1. How to get the Priority Pass to avail International Lounge Access: 2/Y? 2. How to avail the complimentary movie ticket up to 500 INR on bookmyshow (not Buy1 Get1) [1ticket / 6M]? 3. Is there any option of getting an Add-on LTF IndusInd Tiger Visa Credit Card for my wife based on my LTF...
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