card rejection

Axis Bank credit card is getting rejected again and again. This is the 4th time. Now I will have to wait for 6 months again. CIBIL was also good 770 and no late payment bus utilization was 29%. And when I asked the customer care about the reason they said bank's internal policy. I am...

Should I write same complaint to all the escalation level until they give me concrete reply or should i write different one every time with last mail`s reference id. Please guide me as i am new to Hdfc ecosystem and don`t know the complaint method quite well. Thanking in advance.

I recently applied for Axis MyZone CC as it was provided as LTF. Upon applying immediately within 30 minutes I received an SMS saying my credit card application got rejected. There was neither a proper email to denote my receipt of application nor an email mentioning rejection. Everything was...

Last month I applied for AU card for the second time and they denied without any reason as expected. So I mailed their PNO asking for the reason of rejection. Again got same generic reply. No forcing them today they mention having 7 active cards is an issue as per their policy.

I recently received an Axis Ace Credit Card on 16th September and later applied for the Axis Neo Rupay Credit Card. Unfortunately, my application was instantly rejected before the KYC process. Now, I’ve come across an offer for the Axis Neo Credit Card on Google Pay, valid until 31st December...

Hello I had applied for HDFC Freedom card from branch via offline process. Next day, the branch agent called me and said I am getting Millennia as LTF if I want. I said yes and proceeded with digital journey. The card got approved. When I received the card, I called customers care to confirm if...

I maintain a healthy CIBIL score of over 760 and hold more than 10 credit cards from various banks, including HDFC, Axis, ICICI, IndusInd, and Federal. However, my application for the SBI Cashback Credit Card was declined, and the reason provided—seems unusual. Could this be a valid reason for...

I fail to understand the reason. I applied for Swiggy card online under LTF offer and also completed the VKYC. Got this email today.

Hi, found this community some time ago, would appreciate help with hdfc credit card rejection issue some background had gotten first credit card hdfc money back + hdfc bank account around 8-9 years ago but closed both after one year. fast forward, now ay attempt to apply for hdfc credit card...

my multiple ( last 4) application rejected by yes bank by mentioning mis match in information shared, they dont tell what information is mis matched, i correctly entered application form,. Any solutions

Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...

Can the experienced Fintos share any known criteria for credit cards which may help others, before they apply? For example, I saw someone mentioned Amex cards require 6 month credit history at least. If such information can be compiled, unnecessary CIBIL hits may be avoided. Any small thing...

Dear CC Legends (not just the IndusInd Legend CC holders or the TF 'Legend' Level Spirits), IndusInd Bank stated poor ccmlsurrogatescooregv value as the reason for rejecting my IndusInd Legend CC application. I need your help understanding the parameters (and their weightage) considered for...

Hi Everyone, I applied for an Amex platinum travel card, but it was rejected. [however, I am using credit cards for the past 4+ years] Due to multiple cards I opened recently, my Credit score took a hit it's around 714 - CRIF and Experian and cibil is around 785. I suspect this might be the...

Hey Guys, I have recived an email from HSBC stating "We regret to advise that we are unable to commence the card relationship" Upon reaching customer care they are only giving generic responce saying its due to Bank's internal policy and they can't disclose it. I have applied for the card...

Ref RBI Circulars: - https://www.rbi.org.in/commonperson/English/Scripts/Notification.aspx?Id=1574 - https://rbi.org.in/Scripts/NotificationUser.aspx?Id=3315&Mode=0 RBI says this. Now, how we can use this for the benefits of consumers. Basically, banks have the habit of giving a blanket...