card rejection

Hello I had applied for HDFC Freedom card from branch via offline process. Next day, the branch agent called me and said I am getting Millennia as LTF if I want. I said yes and proceeded with digital journey. The card got approved. When I received the card, I called customers care to confirm if...

I maintain a healthy CIBIL score of over 760 and hold more than 10 credit cards from various banks, including HDFC, Axis, ICICI, IndusInd, and Federal. However, my application for the SBI Cashback Credit Card was declined, and the reason provided—seems unusual. Could this be a valid reason for...

I fail to understand the reason. I applied for Swiggy card online under LTF offer and also completed the VKYC. Got this email today.

Hi, found this community some time ago, would appreciate help with hdfc credit card rejection issue some background had gotten first credit card hdfc money back + hdfc bank account around 8-9 years ago but closed both after one year. fast forward, now ay attempt to apply for hdfc credit card...

my multiple ( last 4) application rejected by yes bank by mentioning mis match in information shared, they dont tell what information is mis matched, i correctly entered application form,. Any solutions

Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...

Can the experienced Fintos share any known criteria for credit cards which may help others, before they apply? For example, I saw someone mentioned Amex cards require 6 month credit history at least. If such information can be compiled, unnecessary CIBIL hits may be avoided. Any small thing...

Dear CC Legends (not just the IndusInd Legend CC holders or the TF 'Legend' Level Spirits), IndusInd Bank stated poor ccmlsurrogatescooregv value as the reason for rejecting my IndusInd Legend CC application. I need your help understanding the parameters (and their weightage) considered for...

Hi Everyone, I applied for an Amex platinum travel card, but it was rejected. [however, I am using credit cards for the past 4+ years] Due to multiple cards I opened recently, my Credit score took a hit it's around 714 - CRIF and Experian and cibil is around 785. I suspect this might be the...

Hey Guys, I have recived an email from HSBC stating "We regret to advise that we are unable to commence the card relationship" Upon reaching customer care they are only giving generic responce saying its due to Bank's internal policy and they can't disclose it. I have applied for the card...

Ref RBI Circulars: - https://www.rbi.org.in/commonperson/English/Scripts/Notification.aspx?Id=1574 - https://rbi.org.in/Scripts/NotificationUser.aspx?Id=3315&Mode=0 RBI says this. Now, how we can use this for the benefits of consumers. Basically, banks have the habit of giving a blanket...