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cards to keep

  1. Gaurav_G

    Help me decide which cards to keep or close!

    Hi all, I currently have 11 active credit cards, and I feel that my profile is starting to look over-leveraged (recently, even HSBC/SBI applications have been declined). My CIBIL score is ~790. I’m evaluating which cards to keep and which ones to close to improve my overall credit profile...
  2. PayKaroAbhi

    Need Your Advice in Optimising My Credit Card Portfolio

    Hey everyone! I’m looking for advice on optimizing my credit card portfolio, as I feel I currently hold too many cards with overlapping benefits. Here’s a summary of my situation: Cards I Currently Hold 1. HDFC Millennia Credit Card Annual Fee: ₹1,190 (waived after ₹1 lakh spends)...
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