cc spends

I have HDFC DCP CC less that 1month old. Please help me with these doubts, thanks much. My HDFC Mail says this: So is it all or only 3rd party? Can I use HDFC Billpay/SBI Unipay and only end up with RedGiraffe appx 1% charges? Or Payzapp? What is its MCC for rent? If payzapp is also 3rd party...

Have heard this somewhere.I have a 6L premium yearly.If I can pay in parts will use my infinia to do 4 transactions of 1.5L each to get 20K points.And is there a card other than infinia which gives more than 1% on insurance transaction please do suggest.

I am seeing reward points for each CC spend in iMobile App. Is this new feature or an old feature? This actually avoids unnecessary phone calls to Customer Support regarding Cashback eligible spends for APay. It is showing almost real time at the settlement of transaction, which is really good...