cibil report

So, I have a FD Backed OneCard Lite Credit Card (Account Created On July 2021) from OneCard-SBM Bank. Just in this month of december I noticed on GPay App that SBM Bank has been reporting OneCard Lite as an Unsecured Credit Card (I check my CIBIL Score and overview every month in the...

Hello In 2024 Feb my zen card has been cancelled I received sms also but till now it is showing as active in cibil report how can I fix this?

About me - Have 5 unsecured credit cards- HDFC 2 ×20k(now 40k each) , icici apay(50k), au lit(60k), rbl paisabazaar (25k). Credit age -11months. Last 3 month enquiry - 3 Applied for Indusind tiger credit card through cashkaro . Here's the rejection reason. Can anyone elaborate the chances...

Hey folks, Recently I received an email stating Alert from TransUnion CIBIL - Your CIBIL Report has changed on October 25th. However, when checking my CIBIL status on GPay (on the same day, October 25th) and today on the Amazon Pay app, I don't see any enquiries. I tried to refresh the CIBIL...

ICICI Bank reported an overdue to my CIBIL. They reported due of ₹27 any chance to get it recovered? Points down by 60... It was a geniune mistake, never received bill payment reminder and didn't notice the amount being not paid. Bill Generation: 20th September Bill Due date : 8th October...

[ if you already have an account in cibil skip step 1] Step 1 : Create a account in cibil. Choose starter plan of Rs 118. Which provides a comprehensive view of your credit history. Use anyone's referal code. Now just pay 18 ( instead of 118) Step 2: after creating account refer 6 of your...

Non Digestible Fact : Experian is better than CIBIL in terms of solving problems, crisp & clear details & automation. Have you ever upgraded card or flipped the network? If yes, you must have faced problem of duplicate account showing in credit report & older payment history isn't updated in...

In June 2022, i applied for Axis Ace card via google pay and i got approved but my pin code was not serviceable so i entered nearest serviceable pin code so it was successful. When the card was delivered i was not present there so later on the card got destroyed for security reasons. Now when i...

My current address is showing up as 'rented house' in CIBIL report, when it is 'own house' (same address). How can we change the 'rented house' option to 'own house' in CIBIL report? Is this done by visiting bank and giving address proof. On aadhar card it is not mentioned whether house is own...

I want to know that after we take credit card , banks generally report our card account with in 1 or 2 months, so at the same time some banks report our personal information like employment status e.t.c to cibil, and some banks wont report our personal details so recently if you take any...

Today, I downloaded my free (yearly) CIBIL credit report. It only shows two of the four current credit cards I own. Among the cards not featured are SBI's 9-10 month old card and Yes Bank's 7-year old card. I also noticed that one of my Kotak bank cards, which I closed a few months ago, is not...

Just wondering if there's a number that anyone tested here. In pursuit of Infinia I ended up having 4 new cards in the last 3 months. Also, the hard enquiry shot up to from 0 for last 3 years to 9 in last 3 months. Despite that my CIBIL score went up by 35 points in the last 90 days. Not sure...

Hi guys, Just to update - CIBIL Report download/view option is working again in ICICI. Login--> My CIBIL Score Almost after an year it's working again. Atleast I can see and download the report from iMobile.

Approximately since 3 months, I can see my father's loan & credit card accounts in my CIBIL report as well. I used to check onescore to view my CIBIL score and thought it might be some error from their end. But I checked on gpay and it's the same, now I got CIBIL membership as well and it's the...

My father had a loan with Capital First Bank during 2008 which was closed with timely payments. However, the account is shown as settled in his CIBIL report even with no due amount. Since then, capital first merged with IDFC Bank and now the 'settled' account shows under IDFC bank. Kindly let me...

I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...

My cibil is stuck at 781-782. It’s barely moving 1 above and 1 below. Will buying cibil 1 year paid membership help in improving cibil score. There is some cibil simulator in cibil membership. Please help me in this

One of my relatives with a credit history of 6+ years never checked CIBIL score before. When it was checked recently, there was, in the report, a personal loan from IDFC bank of super mega amount of 100 Rs. Yes, you read it right, one hundred rupees!! Never did my relative had any relationship...

I have an ongoing home loan I got LIC HFL for 8.75 ROI, but on CIBIL report, its showing 9%. My EMI Installments are 90rs more than what an EMI Calculator show for 8.75%. so I'm getting it at that ROI only, I don't know why it was reported to CIBIL incorrectly. Does this difference matter...

Hi All, I had a Standard Chartered Bank credit card that expired around Dec 2021. There was some amount due and I was expecting a refund from a third party due to which I was under the impression that it would clear it all but unfortunately, there was a due of around INR 1100 which I missed...