cibil score

I am a Salaried Person 58k pm But My Credit score shows in Onescore 730 and Good Score 691 Its Downgrade even I don't have CC and Loan Neither Late Payment I have one 2 closed Loan and It there is no late payment * I applied for SBI Cashback Credit Card But Got Declined due to Internal...

At this point, the bride’s uncle was against the marriage. He argued that the man, already burdened with financial difficulties, won’t be a suitable match for his niece as he won’t be able to provide financial security to his future wife. The other members of the woman’s family also agreed and...

Hii guys I recently got my first fd based credit card from idfc and started building my cibil it was 753 now it dropped to 706 😭 i had 4 credit card enquiry 2 hdfc one idfc and 1 axis is it normal for the cibil to drop so much after 4 enquiry my credit age us just 2 months old btw

Hi everyone, I’ve noticed some new updates on CIBIL’s official website, which I want to share with you all. Recently, CIBIL has changed its scoring algorithm. Now, the way CIBIL scores are updated has been modified. A score between 748-764 is now considered average. A score between 765-777...

Iso my journey began in 2021 by using the FK Pay Later account now I hold a decent credit card portfolio but I need suggestions related to this and mostly about my cibil score enquiry part specificly. my credit card portfolio: Bank Name | Credit Card Variant | Charges | Credit...

so here is what happened, in the previous year (2024) strangely at a time, all my credit card information disappeared as far as I remember it happened in the first quarter of 2024. I did not worry much thinking it was probably a glitch from those third-party free cibil score provider apps eg...

Hi , I have been using the super money credit card for a few months (since sept )now and have a cibil score of 760 right now . Can I get any unsecured credit cards ? Here are my details :- 1- Student , have some income from freelancing and stipends 2- my spends are always within my spending...

Hi guys, so for security reasons, I changed my primary email and shifted to another email address. I have created a gmail account and set up GPay with my banks and cards. Everything is working as it should, except the CIBIL score fetching feature. When I try to fetch CIBIL, I get this: "Cannot...

Hello Folks, I am really confused regarding by Cibil score, So it has not changed much since last 4 years or so! Been between 780 ~ 790 always. In the last 4 years, added and closed many cc's, got a personal loan, credit utilization upto 80%. But the margin hasn't moved much, I just want to...

Hello team i took loan from liquiloans and my emi date is 5th i put ecs mandate but due to insufficient funds it is not debited i have added funds on the same day and tried to pay Emi manually but their website froze the manual payment on 6th i have paid manually now i am not sure whether my...

I was searching for information that how i can increase my CIBIL score and i found a guy who charge money from people and increase their score using some illegal methods, i don't know how he do it but he had posted many screenshots of his clients, i asked him is your method legal or illegal ...

I got on whatsapp this spam advertisement from The money fair, akiko Your CIBIL score's updated. Check and download the report. Access credit card and loan offers now! How do they get your numbers? CIBIL? HDFC credit card? Insurance companies ? Data leaks? CDSL? CAMS?

I'm new to the credit card maximisation game and want to know how many new credit cards can I add to my portfolio in the same month / quarter without seeing too much downside on my cibil. My cibil was 800 with 8 years credit history; and after 4 hard enquiries this month in search of adding best...

Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...

Hello here is Sukhwal Narayan Bherulal, i haven't taken loan from NDXP and still it is showing in my cibil score. I have never taken anykind of loan from this finance institutions. Why this kind of issue are coming now a days. My friend took loan and I was an just referal person,he passed away...

So AX$hit Bank check my cibil score twice while I applied for the neo card and reject the application because I wasn't eligible but suddenly an agent call me an told that I was eligible for NEO LTF but she put my birthyear wrong due to that issue I cannot complete the VKYC and an agent came he...

[ if you already have an account in cibil skip step 1] Step 1 : Create a account in cibil. Choose starter plan of Rs 118. Which provides a comprehensive view of your credit history. Use anyone's referal code. Now just pay 18 ( instead of 118) Step 2: after creating account refer 6 of your...

So I followed the advice of some senior posters here, about pre-paying all CC bills before they are generated, usually my CUR is 7-9% (below 10%) but this month I have already paid both my SBI cc bills (generation date is 21st of month, reporting date is 13th of month) as well as my ICICI (both...

I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online

Today I buy cibil premium subscription and refresh score. My Gpay And Official Cibil showing different score There is different between 30 points