cibil score

I'm new to the credit card maximisation game and want to know how many new credit cards can I add to my portfolio in the same month / quarter without seeing too much downside on my cibil. My cibil was 800 with 8 years credit history; and after 4 hard enquiries this month in search of adding best...

Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...

Hello here is Sukhwal Narayan Bherulal, i haven't taken loan from NDXP and still it is showing in my cibil score. I have never taken anykind of loan from this finance institutions. Why this kind of issue are coming now a days. My friend took loan and I was an just referal person,he passed away...

So AX$hit Bank check my cibil score twice while I applied for the neo card and reject the application because I wasn't eligible but suddenly an agent call me an told that I was eligible for NEO LTF but she put my birthyear wrong due to that issue I cannot complete the VKYC and an agent came he...

[ if you already have an account in cibil skip step 1] Step 1 : Create a account in cibil. Choose starter plan of Rs 118. Which provides a comprehensive view of your credit history. Use anyone's referal code. Now just pay 18 ( instead of 118) Step 2: after creating account refer 6 of your...

So I followed the advice of some senior posters here, about pre-paying all CC bills before they are generated, usually my CUR is 7-9% (below 10%) but this month I have already paid both my SBI cc bills (generation date is 21st of month, reporting date is 13th of month) as well as my ICICI (both...

I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online

Today I buy cibil premium subscription and refresh score. My Gpay And Official Cibil showing different score There is different between 30 points

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

Hi guys i made a late payment by 7 days And cibil dropped to 704 from 778 Now amex is not removing it Can i get it removed after 7 years or it will remain forever? @SSV @vaibhav111 @anirban.choudhury @Subhankar @walterwhite @Wealth is my birth right!

Hi I am new to the forum and have been following up for quite good insights. I find it comforting to see fellow members sharing experiences and their insights for a shared growth. Although I am new to this forum I am not new to the cards product and was very pleased to have found the forum. I...

I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver... But, whether this will affect my civil score?

Hi Team, Anyone facing issues with cibil score from cibil.com? All of a sudden it shows only 1 account and my score reduced by ~40 points. All my enquiries and cards are missing along with my personal and official information. Anyone facing the same issue?

Guys Free CIBIL is back in ICICI wealth management account. Check yours in iMobile App…

Hello guys, Facing a weird issue in my wife's CIBIL. She has two active credit cards and until last month, she had a good CIBIL score consistently above 780 (she had CIBIL history since 2011). Suddenly, her entire CIBIL history has disappeared. CIBIL score is NH. I logged into the CIBIL portal...

I spoke to one of the DSA for home loan who suggested me BOI and asked if I am aware of my cibil score. They have less interest rate for anyone with 800+ score. My score currently is around 790. The DSA mentioned that BOI checks Cibil personal score which is generally higher then my actual...

Most credit reports I get have a section called "Credit Mix". I understand that if I have repaid both loans and credit card bills on time, my CIBIL score will be very high. I know relatives with barely any credit card activity having 800+ cibil because of home loans. But for someone who doesn't...

I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...

CIBIL Score - A Practical Guide Discalimer: This is mainly for regular Credt Card users who pay all their dues before due date and wondering why their score is not increasing.. Here we dont discuss the cases where there were defaults and / or delayed payments..that is for another day...