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#cibilscore

  1. RichieRich

    Cibil Issue : Incorrect number of credit cards

    Hi everyone, I have a total of around 20 credit cards, but my CIBIL report shows only 2, one of which is closed. Can someone help me understand how to fix this?
  2. K

    Closed Loan Account Removal Query

    Hello All, Need some help on how to remove the closed loan account from Cibil. I foreclosed the loan taken from CRED (by IDFC) in Nov 2024 but it is showing active in my Cibil. On cibil under the loan account is says "last updated by bureau on Jan 2025" and shows a payment made in Dec 2024 and...
  3. doesntmatter

    How Can I Rebuild My Creditworthiness After Financial Struggles?

    I lost my job last year and faced severe financial challenges. To make ends meet, I had to utilize 103% of my credit card limit, rely on pay-later services like Mobikwik, and take small personal loans from apps like KreditBee. This took a huge toll on my credit profile, leaving me with a high...
  4. saniruidas

    Suggestion for Amazon pay ICICI CREDIT CARD Application approval.

    After 6 months waiting Amazon pay icici CC reapply option open now, Now please give me suggestions for approval before applying. I have icici mine account from last 5 years. ( Transaction and maintaining balance good for last 2 months) I also do 7 Amazon shopping upper 10k+( total approx 1Lac)...
  5. harsha1

    Add on credit card queries

    Hi Team, I have few questions regarding addon credit cards, Like I am primary cc holder for any bank cc. I used to file ITR annually. I have cibil score tagged to my cc profile . Now when I will apply addon cc for any family member who don't have any cibil score profile, so in future if bank...
  6. D₹V

    Non Digestible Fact : Experian is better than CIBIL

    Non Digestible Fact : Experian is better than CIBIL in terms of solving problems, crisp & clear details & automation. Have you ever upgraded card or flipped the network? If yes, you must have faced problem of duplicate account showing in credit report & older payment history isn't updated in...
  7. Rkr

    Freedom sale 50% off valid for 15 August 2024 Limited period CIBIL subscription offer

    Cibil subscription is available for approx 50 % discount .Buy from their official website. Discount code is FREEDOM50. Stacking option may also be utilised if any current subscription is active. (Note Credit goes to- @BVC) @SSV @NShah @Shubham Yadav
  8. me_sovon

    2 Hard cibil enquiry in a month, how it will effect on my credit score?

    I have recently got an ICICI Credit card, on 15 July the application was submitted and a hard CIBIL enquiry was reported then. Today totally out of curiosity I was checking IDFC credit cards offer for me, and they added a hard CIBIL enquiry. Although I didn't complete the application and...
  9. me_sovon

    2 Hard Enquiries in a month

    I have recently got an ICICI Credit card, on 15 July the application was submitted and a hard CIBIL enquiry was reported then. Today totally out of curiosity I was checking IDFC credit cards offer for me, and they added a hard CIBIL enquiry. Although I didn't complete the application and...
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