compensation

I all members please someone help me to get compensation for delay refund received in indus debit card 1710rs of refund was initiated from big basket to indus debit card account was pioneer on 4th October 2025 and I had received refund on 3rd December ,now I want to take compensation from bank...

I tried to apply for the Tiara Credit Card for my mother on the Bank of Baroda (BOB) website on May 15, 2025. The site glitched and I couldn’t finish the application, but a CIBIL inquiry was still posted to my PAN. I contacted BOB’s customer service and asked them to: 1. Remove the...

I need your advice on accepting compensation in a credit card mis-selling / unauthorized issuance case. I had filed a complaint in April 2025 against BOB Financial because a co-branded RuPay card was issued on my bob card primary account but in the name of my family member without my consent. I...

25th August 2024: I opened a ICICI savings account from imobile app. During the process, I received a SMS of a CIBIL hit done by ICICI bank. After checking my CIBIL account I found out that it was for a personal loan I never applied for. 6th September 2024: I mailed ICICI PNO and also raised...

I am sharing this so others know the proper process if IMPS transfer fails. On 30 October 2025, I did a ₹10,000 IMPS transfer from Mobikwik Wallet to bank(considered as IMPS transaction). The transaction failed and the money was finally reversed on 3 November 2025. As per RBI’s “Harmonisation...

I have applied for loan on credit card from Yesbank in feb month for 5Lakhs and they took the processing fee in the first month in the bill itself and they reported the amount as 514000 in cibil report which was false as per Key facts sheet it should be 5Lakhs And i have raised this issue with...

Hello Fellas, Need some guidance for RBL CC issuance delay. Sharing my recent RBL Bank ShopRite credit card experience for community insights: 23 June 2025: Applied for RBL ShopRite card online and completed Video KYC. 23 June 2025: First hard CIBIL enquiry made. 6 July 2025: Escalated to RBL...

I recently faced a failed POS transaction through Payzapp... where ₹7,500 was debited from my EbixCash prepaid card on 28 Aug but the refund came only on 8 Sep, So as per the Reserve Bank of India circular “Harmonisation of Turn Around Time (TAT) and customer compensation for failed...

Hello everyone, I need your opinion on something. Back in December 2020, I needed a second bank account, so I opened a zero-balance Basic Savings Deposit Account with Standard Chartered Bank. The account opening process itself was stressful, but that’s a separate story. Within just a week, I...

In March 2025, I applied for the Regalia Forex Card and opted for a non-personalised card. Immediately after submitting my application, I received a message instructing me to collect the card from the nearest HDFC branch. I visited the branch, collected the Forex Kit, and activated it as per the...

Dear Technofino Members, I’m sharing my recent experience with Axis Bank, where my savings account was frozen for 21 days without proper notice, causing mental stress and inconvenience. After multiple failed follow-ups with Axis Bank, I had to escalate the issue to the RBI Ombudsman — only then...

Story - opened bom BSS-25 in January for specifically rupay select debit card. Bank's IT system is fu*ked up. Dc was supposed to automatically issued after account opening but it didn't. After 10 days of account opening registered a complain which was closed by branch citing "visit branch to...

Hi, I raised a dispute on CIBIL portal for CIBIL enquiry removal of AMEX and Tata Capital under one Dispute ID. Both query got resolved in 62 days and 63 days for AMEX and TCL respectively. CIBIL compensated me 3300 INR for both delays (instead of 6500 INR) and upon raising complaint...

So story begins wherein I suddenly got notification email from CIBIL about lenders enquiry in Nov 2024. I logged into my Cibil and there was enquiry from Kotak Prime for Vehicle Loan. Now i contacted Kotak and demanded to remove enquiry as I never applied for Vehicle loan. Kotak Prime never...

I got a credit from 'trf from sundry accounts oab' in my indusind account. Is it something related to my RBI Ombudsman complaint compensation ?

Hey Everyone, I wanted to share a rather frustrating saga I went through with IndusInd Bank regarding my IndusInd Select debit cards. For a whopping 20 days straight, starting in early November 2024, my cards were completely useless for any online transactions. Talk about inconvenience! I tried...

Hello everyone, I am writing to seek guidance regarding compensation for the severe mental harassment, reputational damage, and misconduct I have faced due to a wrongful debit freeze and lien on my savings account. Summary of the Issue: On 1 July 2024, my savings bank account was debit frozen...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...

Hi everyone, I want to share my experience with CIBIL and Experian credit bureaus. Around two months ago, I raised disputes with both CIBIL and Experian to get some credit inquiries removed from my credit report — 4 with CIBIL and 2 with Experian. Out of the 4 CIBIL inquiries: 2 were closed...

- I applied for IndusInd credit card - It was declined by the bank, no reason was provided - I asked for the reason via email, they cited internal policies as the reason - I sent them email with RBI circular advising to cite specific reason but they declined again - Immediately raised complaint...